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12620 S Willowgate Ln, Plainfield, IL 60585 Property Records

Kendall County property record for 12620 S Willowgate Ln, Plainfield, IL 60585

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,381 sqft · built 2022
Lot Size0.25 acres (10,898 sqft)
OwnerIndividual Name on File
Last Sale$410,500 (Oct 2022)
Tax Bill$12,202 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-25-437-008

Property Details

APN / Parcel Number

Primary APN03-25-437-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,381 sqft Living Area
Gross Area4,080 sqft
1st Floor Area2,381 sqft
Basement Area1,256 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area10,898 sqft (0.25 acres)
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address12620 S WILLOWGATE LN
CityPLAINFIELD
StateIL
Zip60585-2346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 216 OF CHATHAM SQUARE PHASE 8, VILLAGE OF PLAINFIELD
Legal SubdivisionCHATHAM SQUARE PHASE 8
Legal Lot Number216
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1026
Census Tract890105

Owner

12620 S Willowgate Ln is owned and occupied by an individual who bought it in October 2022.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address12620 S WILLOWGATE LN, PLAINFIELD, IL 60585-2346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on File
Deed SaleOct 12, 2022 · Amount on File
Deed Document Number202216677
Record UpdatedSep 20, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateOct 12, 2022
Property Address12620 S WILLOWGATE LN, PLAINFIELD, IL 60585-2346
Document Number0000016677
Map ReferenceDOC R202100016520
Instrument DateOct 11, 2022
Instrument202200016677
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 27, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
Address12620 S WILLOWGATE LN, PLAINFIELD, IL 60585-2346

Mortgage

Document Number0000016678
DateOct 12, 2022
Instrument202200016678
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexOther
Margin3
Max Rate10.5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityPlainfield Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156,552 Land $42,163 Building $114,389$469,656 Land $126,489 Building $343,167
2024$12,202.00
2022$30,082 Land $8,102 Building $21,980$90,246 Land $24,306 Building $65,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12620 S Willowgate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12620 S Willowgate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLAINFIELD
serves 50,000 people · EPA ID IL1970800
Water SourcePurchased surface water from IL AMERICAN-WEST SUBURBAN
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40

May also be available: AT&T, T-Mobile, Verizon.

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