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1262 Wagon Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1262 Wagon Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,516 sqft · built 1993
Lot Size0.15 acres (6,552 sqft)
OwnerTrust Name on File
Last Sale$487,500 (Mar 2004)
Tax Bill$8,587 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN783-40-037

Property Details

APN / Parcel Number

Primary APN783-40-037

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,516 sqft Living Area
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,552 sqft (0.15 acres)
Garage Area679 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1262 WAGON WAY
CityGILROY
StateCA
Zip95020-8107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8562 BOOK 647 PAGE 13 PAGE 15 LOT 38
Legal SubdivisionTRACT NO 8562
Legal Tract8562
Legal Lot Number38
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1017
Census Tract512515

Owner

1262 Wagon Way is held in a trust since May 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address8140 DEVILLE CT, GILROY, CA 95020-3715
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2004 · Amount on File
Deed SaleMar 19, 2004 · Amount on File
Prior SaleFeb 25, 1994
Deed Document Number200417671044
Last Transfer DateMay 2, 2013
Transfer Doc0022222121
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1262 WAGON WAY, GILROY, CA 95020-8107
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8140 DEVILLE CT, GILROY, CA 95020-3715

Mortgage

Document Number0025088694
DateSep 3, 2021
Instrument25088694
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1262 WAGON WAY, GILROY, CA 95020-8107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023990338
DateJul 26, 2018
Instrument23990338
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1262 Wagon Way was $8,587.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$706,964 (+2%) Land $362,548 Building $344,416
2025$8,587.00$693,103 Land $355,440 Building $337,663
2023$8,403.00 (+1.67%)$666,191 Land $341,639 Building $324,552
2022$8,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1262 Wagon Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1262 Wagon Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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