1262 Valley Leaf Ct, Edgewood, MD 21040 Property Records

Harford County property record for 1262 Valley Leaf Ct, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	2 ba · 930 sqft · built 1989
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Apr 2019)
Tax Bill	$1,930 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-218964`

Property Details

APN / Parcel Number

Primary APN	`01-218964`
Alternative APNs	`1218964` `218964`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	930 sqft Total Area
Basement Area	348 sqft
Finished Basement	348 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Lot Area	2,500 sqft (0.057 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	218964
Street Address	1262 VALLEY LEAF CT
City	EDGEWOOD
State	MD
Zip	21040-3828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 758 2500 SF 1262 VALLEY LEAF COURT WOODBRIDGE CNTR P 64/54
Legal Subdivision	FINAL PLAT TWO WOODBRIDGE CENTER
Legal Lot Number	758
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4001
Census Tract	301302

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1262 VALLEY LEAF CT, EDGEWOOD, MD 21040-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage PEOPLES BANK
Jul 2, 2019	Deed of Trust, Mortgage · FHA Mortgage GEORGE MASON MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2019	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Book / Page	13217 / 370
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1262 VALLEY LEAF CT, EDGEWOOD, MD 21040-3828
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122550271
Date	Mar 8, 2017
Book Page	12255/0271
Instrument	12255-0271

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17403

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1262 VALLEY LEAF CT, EDGEWOOD, MD 21040-3828
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133350498
Date	Jul 2, 2019
Book Page	13335/0498

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1262 VALLEY LEAF CT, EDGEWOOD, MD 21040-3828
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146850135
Date	Apr 21, 2021
Book Page	14685/135

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 9, 2019
Property Address	1262 VALLEY LEAF CT, EDGEWOOD, MD 21040-3828
Document Number	0132170370
Book / Page	13217 / 0370
Map Reference	MB CGH 64 FO 54
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0013217377
Date	Apr 9, 2019
Instrument	13217/377

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,930.00 (+25.08%) Homeowner's exemption	$177,100 (+24.72%) Land $35,500 Building $141,600	$177,100 (+24.72%) Land $35,500 Building $141,600
2025	$1,543.00 (+10.77%) Homeowner's exemption
2023		$142,000 Land $35,500 Building $106,500	$142,000 Land $35,500 Building $106,500
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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