St. Louis County property record for 1262 S White Iron Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1975 |
| Lot Size | 2.32 acres (101,370 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,026 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0077-00040 |
| Primary APN | 465-0077-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 101,370 sqft (2.32 acres) |
| Garage Area | 1,856 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 280 sqft |
| Lean-To | 168 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1002012 |
|---|---|
| Street Address | 1262 S WHITE IRON RD |
| City | ELY |
| State | MN |
| Zip | 55731-8237 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | CHIPPEWA SHORES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
1262 S White Iron Rd, a residential property, is held in a trust since December 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 413 DIAMOND CREEK RD, MANKATO, MN 56001-6355 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2014 |
| Transfer Doc | 0001251868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1262 S WHITE IRON RD, ELY, MN 55731-8237 |
| Document Number | 00A1318815 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 413 DIAMOND CREEK RD MANKATO MN 560016355, MANKATO, MN 56001-6355 |
| Document Number | 00A1318815 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | A1318815 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MANKATO, MN 56001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 27, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1262 S WHITE IRON RD, ELY, MN 55731-8237 |
| Document Number | 00A1304323 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 413 DIAMOND CREEK RD MANKATO MN 560016355, MANKATO, MN 56001-6355 |
| Document Number | 00A1304323 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | A1304323 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MANKATO, MN 56001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1262 S White Iron Rd was $5,026, up 7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,026.00 (+7.03%) | ||
| 2025 | $4,696.00 (+8.5%) | $529,400 (+6.16%) Land $238,300 Building $291,100 | $529,400 (+6.16%) Land $238,300 Building $291,100 |
| 2024 | $4,328.00 | $498,700 Land $227,500 Building $271,200 | $498,700 Land $227,500 Building $271,200 |
| 2022 | $460,500 Land $216,700 Building $243,800 | $460,500 Land $216,700 Building $243,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1262 S White Iron Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1262 S White Iron Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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