1262 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1262 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,310 sqft · built 1928
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-12-0030`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-12-0030`
Alternative APNs	`8111568` `133659`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	936 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	133659
Street Address	1262 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWING ADDITION LOT 11 BLK 3
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	REDWING ADDITION
Legal Block	3
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	36600

Owner

1262 Berkeley Ave is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
May 29, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINGS FIN'L CU
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04898258
Date	Jul 26, 2021
Instrument	A04898258

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0004815410
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 BERKELEY AVE ST PAUL MN 551052801, ST PAUL, MN 55105-2801

Mortgage

Document Number	0004815410
Date	Jun 9, 2020
Instrument	4815410

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0004780067
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 BERKELEY AVE ST PAUL MN 551052801, ST PAUL, MN 55105-2801

Mortgage

Document Number	0004780067
Date	Oct 23, 2019
Instrument	4780067

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 22, 2029

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0004694618
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1262 BERKELEY AVE ST PAUL MN 551052801, ST PAUL, MN 55105-2801

Mortgage

Document Number	0004694618
Date	Jan 19, 2018
Instrument	4694618

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1262 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0004674930
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1262 BERKELEY AVE ST PAUL MN 551052801, ST PAUL, MN 55105-2801

Mortgage

Document Number	0004674930
Date	Sep 5, 2017
Instrument	4674930

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1262 Berkeley Ave was $7,440.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,200 Land $112,200 Building $377,000	$489,200 Land $112,200 Building $377,000
2025	$7,440.00
2023	$6,534.00	$431,000 Land $112,200 Building $318,800	$431,000 Land $112,200 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1262 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1262 Berkeley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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