12617 Rte Y, Madison, MO 65263 Property Records

Monroe County property record for 12617 Rte Y, Madison, MO 65263

Property Summary

Property Type	Rural Home
Details	1,498 sqft · built 1975
Lot Size	17.4 acres (757,944 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-5.0-16-000-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-5.0-16-000-000-005.000`

Interior

Stories	1 Story
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	757,944 sqft (17.4 acres)
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Street Address	12617 ROUTE Y
City	MADISON
State	MO
Zip	65263-2293
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E. 17.40AC. OF S. 55AC. OF E1/2 NE1/4
Legal Range	12W
Legal Township	53N
Legal Section	16
Jurisdiction	MONROE MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3171
Census Tract	960300

Owner

12617 Rte Y, a rural home, is owned and occupied by two individuals.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12617 ROUTE Y, MADISON, MO 65263-2293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	12617 ROUTE Y, MADISON, MO 65263-2293
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230829
Date	Aug 1, 2023
Instrument	2023-0829

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	12617 ROUTE Y, MADISON, MO 65263-2293
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200124
Date	Jan 29, 2020
Instrument	2020-0124

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12617 Rte Y was $1,566.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Elementary School District	Middle Grove C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,240 (-)	$127,900 (-)
2025	$1,566.00	$23,240	$127,900 Land $12,500 Building $115,400
2023		$20,620	$114,000
2020	$1,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12617 Rte Y in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12617 Rte Y is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE COUNTY PWSD 2 serves 6,700 people · EPA ID MO2024402
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	50 / 5
Air Link Rural Broadband Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rte Y

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