12616 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12616 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1930
Lot Size	0.099 acres (4,305 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jan 2021)
Tax Bill	$584 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-322-054`

Property Details

APN / Parcel Number

Primary APN	`25-28-322-054`
Alternative APN	`25-28-322-054-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1932
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12616 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADDITION TO WEST PULLMAN
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3022
Census Tract	530503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12616 S EMERALD AVE, CHICAGO, IL 60628-7008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 13, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 23, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Document Number	202120035
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2021
Property Address	12616 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	0002820035
Instrument Date	Dec 23, 2020
Instrument	2102820035
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12616 S EMERALD AVE, CHICAGO, IL 60628-7008

Mortgage

Document Number	0002820036
Date	Jan 28, 2021
Instrument	2102820036

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate	2.25%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 13, 2020
Property Address	12616 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	2013407137
Instrument Date	Apr 19, 2020
Instrument	13407137
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$23.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 E OGDEN AVE #LLC NAPERVILLE IL 605633103, NAPERVILLE, IL 60563-3103

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 23, 2019
Property Address	12616 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	1929613070
Instrument Date	Oct 7, 2019
Instrument	29613070
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3332 MOLDEN CIR MATTESON IL 60443, MATTESON, IL 60443

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+407.25%) Land $2,583 Building $11,417	$140,000 (+407.25%) Land $25,830 Building $114,170
2023	$584.00 (+2.64%)
2022	$569.00 (+2.34%)	$2,760 (-) Land $1,722 Building $1,038	$27,600 (-) Land $17,220 Building $10,380
2021	$556.00	$2,760 Land $1,722 Building $1,038	$27,600 Land $17,220 Building $10,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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