12616 Old Campo Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 12616 Old Campo Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1963
Lot Size	1.21 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Dec 2016)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`596-221-06-00`

Property Details

APN / Parcel Number

Primary APN	`596-221-06-00`
Alternative APN	`5962200500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	53,143 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	5962200500
Street Address	12616 OLD CAMPO RD
City	SPRING VALLEY
State	CA
Zip	91978-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 5 & 6 MOST WLY PAR AS PER ROS 5472 IN TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2009
Census Tract	21305

Owner

12616 Old Campo Rd is owned and occupied by an individual who bought it in December 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 23, 2018	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on File
Deed Sale	Dec 30, 2016 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2016719585
Prior Transfer Date	Feb 20, 1996
Prior Transfer Doc	0000103222
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000018853
Date	Jan 22, 2026
Instrument	2026-0018853

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000128741
Date	Feb 18, 2021
Instrument	2021-0128741

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000587340
Date	Dec 16, 2019
Instrument	2019-0587340

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12616 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Document Number	0000035606
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12616 OLD CAMPO RD SPRING VALLEY CA 919782317, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000035606
Date	Jan 29, 2018
Instrument	35606

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12616 Old Campo Rd was $7,921 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,313 (+2%) Land $188,775 Building $501,538
2025	$7,921.00 Homeowner's exemption	$676,778 Land $185,074 Building $491,704
2023	$7,762.00 (+1.6%) Homeowner's exemption	$650,500 Land $177,889 Building $472,611
2022	$7,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12616 Old Campo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12616 Old Campo Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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