12616 N 178th Cir, Bennington, NE 68007 Property Records

Douglas County property record for 12616 N 178th Cir, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,706 sqft · built 2021
Lot Size	0.528 acres (22,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,590,000 (Jul 2026)
Tax Bill	$25,742 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1137-0488-06`

Property Details

APN / Parcel Number

Primary APN	`1137-0488-06`
Alternative APNs	`R0611370488` `0611370488`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,706 sqft Living Area
Gross Area	6,586 sqft
1st Floor Area	2,398 sqft
Basement Area	2,398 sqft
Finished Basement	2,308 sqft
Unfinished Basement	90 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,988 sqft (0.528 acres)
Lot Dimensions	229 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	1,510 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	494 sqft
Porch	Open Slab
Deck Area	280 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0611370488
Street Address	12616 N 178TH CIR
City	BENNINGTON
State	NE
Zip	68007-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNINGTON LAKE LOT 195 BLOCK 0 IRREG
Legal Subdivision	BENNINGTON LAKE
Legal Lot Number	195
Jurisdiction	DOUGLAS NE
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1037
Census Tract	7318

Owner

Source: Douglas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Construction Loan · Construction Mortgage FIVE POINTS BANK
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 10, 2021	Warranty Deed, Construction Loan · Construction Mortgage PREMIER BANK
Dec 18, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	202659067
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 9, 2026
Property Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Document Number	0000059067
Instrument Date	Jun 18, 2026
Instrument	202659067
Transaction Type	Construction Loan
Record Updated	Sep 1, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372,568.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706

Mortgage

Document Number	0000059068,
Date	Jul 9, 2026
Instrument	202659068

Lender

Name	FIVE POINTS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2027

Interest

Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 21, 2022
Property Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Document Number	0000120920
Instrument Date	Dec 13, 2022
Instrument	2022120920
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	GALAXY TITLE AND ESCROW LLC, GALAXY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,015.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000120921
Date	Dec 21, 2022
Instrument	2022120921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	10.2%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 12, 2021
Property Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Document Number	0000148613
Instrument Date	Nov 12, 2021
Instrument	2021148613
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,688.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000148614
Date	Nov 12, 2021
Instrument	2021148614

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 10, 2021
Property Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Document Number	0000018009
Instrument Date	Jan 7, 2021
Instrument	2021018009
Transaction Type	Construction Loan
Record Updated	Dec 9, 2022
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018010
Date	Feb 10, 2021
Instrument	2021018010

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 18, 2018
Property Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706
Document Number	2018099356
Instrument Date	Dec 6, 2018
Instrument	2018099356
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12616 N 178TH CIR, BENNINGTON, NE 68007-5706

Mortgage

Document Number	2018099357
Date	Dec 18, 2018
Instrument	2018099357

Lender

Name	FIRST STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,742.00 (-0.12%)	$1,073,100 (+7.98%) Land $122,900 Building $950,200	$1,073,100 (+7.98%) Land $122,900 Building $950,200
2024	$25,772.00 (-9.95%)
2023	$28,620.00 (+17.74%)	$993,800 Land $122,900 Building $870,900	$993,800 Land $122,900 Building $870,900
2022	$24,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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