12612 Smith Rd, Dade City, FL 33525 Property Records

Pasco County property record for 12612 Smith Rd, Dade City, FL 33525

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1988
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jan 2017)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-21-0000-00500-0020`

Property Details

APN / Parcel Number

Primary APN	`05-25-21-0000-00500-0020`
Alternative APNs	`2125050000005000020` `0126204`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Driveway	Concrete Driveway
Driveway Area	120 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12612 SMITH RD
City	DADE CITY
State	FL
Zip	33525-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST 308.21 FT OF WEST 333.21 FT OF SOUTH 100 FT OF NORTH 661.91 FT OF SE1/4 OF NE1/4 OF SEC OR 9484 PG 1175
Legal Range	21E
Legal Township	25S
Legal Section	05
Legal Subdivision	ACREAGE
Legal Block	5
Legal Lot Number	2
Jurisdiction	PASCO FL
Township / Civil Division	DADE CITY
Census Block Group	4
Census Block	4034
Census Tract	32500

Owner

12612 Smith Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Pasco County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12612 SMITH RD, DADE CITY, FL 33525-8348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CREDIT UNION
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jan 17, 2017	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20176238
Deed Book / Page	9484 / 1175
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Apr 16, 2026
Property Address	12612 SMITH RD, DADE CITY, FL 33525-8348
Document Number	0000070489
Book / Page	11402 / 3849
Instrument Date	Apr 10, 2026
Instrument	202670489
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12612 SMITH RD, DADE CITY, FL 33525-8348

Mortgage

Document Number	0000070489,
Date	Apr 16, 2026
Book Page	11402/3849
Instrument	202670489

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12612 SMITH RD, DADE CITY, FL 33525-8348
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12612 SMITH RD, DADE CITY, FL 33525-8348

Mortgage

Document Number	0109100028
Date	Nov 1, 2023
Book Page	10910/28
Instrument	2023192804

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 27, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12612 SMITH RD, DADE CITY, FL 33525-8348
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096283333
Date	Nov 2, 2017
Book Page	9628/3333
Instrument	2017173830

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 17, 2017
Property Address	12612 SMITH RD, DADE CITY, FL 33525-8348
Document Number	0094841175
Book / Page	9484 / 1175
Instrument Date	Jan 13, 2017
Instrument	2017006238
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12612 SMITH RD, DADE CITY, FL 33525-8348

Mortgage

Document Number	0094841177
Date	Jan 17, 2017
Book Page	9484/1177
Instrument	2017006239

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12612 Smith Rd was $1,669 with a homeowner's exemption, up 3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,670 (+2.9%)	$151,314 (-1.14%) Land $20,128 Building $131,186
2025	$1,669.00 (+3.02%) Homeowner's exemption	$127,960 Land $20,128 Building $107,832	$153,062 Land $20,128 Building $132,934
2024	$1,620.00 (+4.58%)
2023	$1,549.00 (+12.25%) Additional exemption filed	$120,740 (+2.99%) Land $20,128 Building $100,612	$150,126 (+10.63%) Land $20,128 Building $129,998
2022	$1,380.00 Homeowner's exemption	$117,230 Land $20,128 Building $97,102	$135,695 Land $20,128 Building $115,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12612 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12612 Smith Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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