Spokane County property record for 12612 N Ruby Rd, Spokane, WA 99218 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,844 sqft Living Area |
| Lot Size | 8,245 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $605,000 (2026) |
| Tax Bill | $5,976.00 (2026) |
| Primary APN | 36082.0124 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Building Area | 2,844 sqft Living Area |
| Gross Area | 3,506 sqft Gross Area |
| 1st Floor | 1,544 sqft 1st Floor |
| Basement Area | 1,478 sqft Basement |
| Finished Basement | 1,300 sqft Finished |
| Unfinished Basement | 178 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,245 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 132 sqft Deck |
|---|---|
| Patio Area | 54 sqft Patio |
| Porch Area | 54 sqft Porch |
| Canopy Area | 186 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 12612 N RUBY RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99218-1997 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SP 1424 - 06 LT 3 (AUDITORS #5560609 BK 23 PGS 15 & 16) BEING A PTN OF LT 10 BLK 1 OF HOLMS ACRE TRACTS |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 08 |
| Legal Subdivision | SP1424-06 |
| Legal Block | 1 |
| Legal Lot Number | 3,10 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 10506 |
Source: Spokane County records · APN 36082.0124
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| May 21, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPOKANE TEACHER CU |
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Aug 30, 2023 | Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Apr 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Nov 30, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOUNTAIN WEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2023 · Amount on Record |
| Deed Doc Number | 20267493790 |
| Prior Transfer Date | Apr 17, 2020 |
| Prior Transfer Doc | 0006913340 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007059584 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 7059584 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 06, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007417424 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 7417424 |
| Name | SPOKANE TEACHER CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99210 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 05, 2026 |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0007493790 |
| Instrument Date | May 29, 2026 |
| Instrument | 20267493790 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $992,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0007493791, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 20267493791 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 30, 2023 |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0007305278 |
| Map Reference | VOL 23 PG 15&16 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 7305278 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,562.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 30, 2021 |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0007094656 |
| Map Reference | VOL 23 PG 15&16 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 7094656 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | NOT AVAILABLE, VISTA TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,895.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12423 CAPROCK CRK, SAN ANTONIO, TX 78254-6082 |
| Document Number | 0007094657 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 7094657 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 23, 2020 |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0006913340 |
| Map Reference | VOL 23 PG 15&16 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 6913340 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0006913341 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 6913341 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 30, 2018 |
| Property Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0006765600 |
| Map Reference | VOL23 PG15&16 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 6765600 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | TICOR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,612.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12612 N RUBY RD, SPOKANE, WA 99218-1997 |
| Document Number | 0006765601 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 6765601 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,976.00 (-0.48%) | $564,300 (-3.74%) Land $95,000 Building $469,300 | $564,300 (-3.74%) Land $95,000 Building $469,300 |
| 2025 | $6,005.00 (+11.78%) | $586,200 (+0.88%) Land $95,000 Building $491,200 | $586,200 (+0.88%) Land $95,000 Building $491,200 |
| 2024 | $581,100 (+47.15%) Land $75,000 Building $506,100 | $581,100 (+47.15%) Land $75,000 Building $506,100 | |
| 2023 | $5,372.00 (+19.27%) | $394,900 Land $50,000 Building $344,900 | $394,900 Land $50,000 Building $344,900 |
| 2022 | $4,504.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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