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12610 S State St, Chicago, IL 60628 Property Records

Cook County property record for 12610 S State St, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,049 sqft · built 1948
Lot Size0.121 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Oct 2010)
Tax Bill$2,260 (2023)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-413-034

Property Details

APN / Parcel Number

Primary APN25-28-413-034
Alternative APN
  • 25-28-413-034-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,049 sqft Living Area
1st Floor Area1,049 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,250 sqft (0.121 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address12610 S STATE ST
CityCHICAGO
StateIL
Zip60628-7340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(JAGERS) SUB OF PT OF LOT 1 IN COUNTY CLERKS DIV OF U NSUBDIVIDED LANDS IN PT EH SEC 28-37-14
Legal Range14E
Legal Township37N
Legal Section28
Legal SubdivisionJAGERS SUB
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1028
Census Tract530502

Owner

12610 S State St is owned and occupied by an individual who bought it in October 2010.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address12610 S STATE ST, CHICAGO, IL 60628-7340
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2010 · Amount on File
Deed SaleOct 19, 2010 · Amount on File
Prior SaleApr 20, 2010 · Amount on File
Deed Document Number201012106
Prior Transfer DateMar 24, 1995
Prior Transfer Doc0000000182
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address12610 S STATE ST, CHICAGO, IL 60628-7340
Document Number2027462048
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12610 S STATE ST CHICAGO IL 606287340, CHICAGO, IL 60628-7340

Mortgage

Document Number2027462048
DateSep 30, 2020
Instrument27462048
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueSep 29, 2040

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 Land $3,150 Building $10,850$140,000 Land $31,500 Building $108,500
2023$2,260.00 (+3.57%)
2022$2,182.00 (+1.44%) Homeowner's exemption$14,000 (-) Land $2,625 Building $11,375$140,000 (-) Land $26,250 Building $113,750
2021$2,151.00 Homeowner's exemption$14,000 Land $2,625 Building $11,375$140,000 Land $26,250 Building $113,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12610 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12610 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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