12610 Cara Cara Loop, Bradenton, FL 34212 Property Records

Manatee County property record for 12610 Cara Cara Loop, Bradenton, FL 34212 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,197 sqft · built 2004
Lot Size	0.191 acres (8,317 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2019)
Tax Bill	$6,228 (2024)
Deeds & Mortgages	May 2022 Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5548-1315-9`

Property Details

APN / Parcel Number

Primary APN	`5548-1315-9`
Alternative APNs	`341928554813159` `0554813159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,897 sqft
1st Floor Area	2,197 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,317 sqft (0.191 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Screened Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0554813159
Street Address	12610 CARA CARA LOOP
City	BRADENTON
State	FL
Zip	34212-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 UNIT B GREYHAWK LANDING PHASE 2 PI#5548.1315/9
Legal Range	19E
Legal Township	34S
Legal Section	28
Legal Subdivision	GREYHAWK LANDING PHASE 2
Legal Tract	00554801
Legal Block	B
Legal Lot Number	23
Legal Unit	B
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3000
Census Tract	2018

Owner

Source: Manatee County records · APN 5548-1315-9

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 20, 2024	Deed of Trust, Mortgage · Reverse Mortgage COASTAL COMMUNITY BANK
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
May 03, 2019	Warranty Deed, Transfer · FHA Mortgage BRAZOS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2019 · Amount on Record
Deed Sale	May 03, 2019 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	201942387
Deed Book / Page	2780 / 2356
Prior Transfer Date	Apr 01, 2009
Prior Transfer Doc	0023003425
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948

Mortgage

Document Number	0041069797
Date	May 25, 2022
Instrument	202241069797

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041133592
Date	Dec 19, 2023
Instrument	202341133592

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948

Mortgage

Document Number	0041027402
Date	Mar 20, 2024
Instrument	202441027402

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12610 CARA LOOP, BRADENTON, FL 34212

Mortgage

Document Number	0041010913
Date	Jan 27, 2021
Instrument	202141010913

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 01, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 03, 2019
Property Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948
Document Number	0041042387
Book / Page	2780 / 2356
Map Reference	MB 40 PG 121
Instrument Date	Apr 30, 2019
Instrument	201941042387
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 S PINEAPPLE AVE STE 106, 330, SARASOTA, FL 34236-7020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12610 CARA CARA LOOP, BRADENTON, FL 34212-2948

Mortgage

Document Number	0041042388
Date	May 03, 2019
Instrument	201941042388

Lender

Name	BRAZOS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,525 (+5.99%)	$460,964 (-12.42%) Land $64,600 Building $396,364
2024	$6,228.00 (+2.06%)
2023	$6,102.00 (+2.74%) Homeowner's exemption	$300,532 (+3%)	$526,337 (+15.63%) Land $56,100 Building $470,237
2022	$5,939.00 Homeowner's exemption	$291,779	$455,204 Land $55,000 Building $400,204

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810020183, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 266 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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