Mecklenburg County property record for 12610 Beddingfield Dr, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,809 sqft · built 2000 |
| Lot Size | 0.217 acres (9,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Nov 2006) |
| Tax Bill | $2,752 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-476-46 |
| Primary APN | 199-476-46 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Heated Area |
| 1st Floor Area | 1,657 sqft |
| Upper Floors Area | 150 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,495 sqft (0.217 acres) |
| Garage Area | 425 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 12610 BEDDINGFIELD DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-0001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L320 M32-435 |
| Legal Subdivision | PLANTERS WALK PH 02A MAP 01 |
| Legal Lot Number | 320 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5924 |
12610 Beddingfield Dr is owned and occupied by two individuals who acquired it in December 2025.
Source: Mecklenburg County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Dec 1, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC |
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2006 · Amount on File |
| Deed Sale | Nov 2, 2006 · Amount on File |
| Prior Sale | Nov 2, 2006 · Amount on File |
| Deed Document Number | 0000229683 |
| Last Transfer Date | Dec 1, 2025 |
| Transfer Doc | 0000122526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Document Number | 0000068402 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 37310/963 |
| Instrument | 2022068402 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 1, 2025 |
| Property Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Document Number | 0000122526 |
| Book / Page | 40037 / 925 |
| Map Reference | MB 32 PG 435 |
| Instrument Date | Nov 22, 2025 |
| Instrument | 2025122526 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Document Number | 0000122527 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025122527 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12610 BEDDINGFIELD DR, CHARLOTTE, NC 28278-0001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000128069 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 32135/953 |
| Instrument | 2017128069 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,500 Land $80,000 Building $283,500 | ||
| 2024 | $2,752.00 | ||
| 2023 | $363,500 Land $80,000 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12610 Beddingfield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12610 Beddingfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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