1261 Windhurst Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1261 Windhurst Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,187 (2026)
Deeds & Mortgages	Aug 2019 Reverse Mortgage Dec 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173 A 67E`

Property Details

APN / Parcel Number

Primary APN	`173 A 67E`
Alternative APNs	`17308700` `520265`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1261 WINDHURST DR
City	HARDY
State	VA
Zip	24101-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARDY LT 2
Legal Subdivision	HARDY
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

1261 Windhurst Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1261 WINDHURST DR, HARDY, VA 24101-3704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 19, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Aug 12, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2019
Transfer Doc	0000007266
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1261 WINDHURST DR, HARDY, VA 24101-3704
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190007267
Date	Aug 12, 2019
Instrument	190007267

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.78%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Margin	5

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1261 WINDHURST DR, HARDY, VA 24101-3704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170011923
Date	Dec 19, 2017
Instrument	170011923

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Nov 6, 2022

Interest

Rate Type	Fixed Rate

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Aug 12, 2019
Property Address	1261 WINDHURST DR, HARDY, VA 24101-3704
Document Number	190007266
Instrument Date	Jul 23, 2019
Instrument	190007266
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 WINDHURST DR, HARDY, VA 24101-3704

Mortgage

Document Number	0190007267
Date	Aug 12, 2019
Instrument	190007267

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Due	Aug 18, 2006

Interest

Rate Type	Adjustable Rate
Rate	3.78%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Margin	5

Tax Assessment & Valuation

The 2026 property tax bill for 1261 Windhurst Dr was $1,187.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,187.00	$289,700 Land $53,000 Building $236,700
2023	$1,187.00 Additional exemption filed	$144,850	$289,700 Land $53,000 Building $236,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1261 Windhurst Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Windhurst Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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