1261 Whispering Winds Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1261 Whispering Winds Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,172 sqft · built 1957
Lot Size	0.229 acres (9,961 sqft)
Owner	Individual Name on File
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019.029.04005018`

Property Details

APN / Parcel Number

Primary APN	`019.029.04005018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,448 sqft
Basement Area	724 sqft
Finished Basement	724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	9,961 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	276 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	429 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1261 WHISPERING WINDS DR
City	ARNOLD
State	MO
Zip	63010-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CIRCLE VIEW HILLS LOT 25 & PT LOT 26
Legal Range	6E
Legal Township	43N
Legal Section	29
Legal Subdivision	CIRCLE VIEW HILLS
Legal Block	2
Legal Lot Number	25,26
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2002
Census Tract	700122

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	477 LINDEN CIR, HUNTINGTON, WV 25705-1531
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2021	Beneficiary Deed, Transfer
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2025
Deed Sale	Aug 21, 2025
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	202520937
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000052764
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 31, 2026
Property Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033
Document Number	0000020835
Instrument Date	Jul 27, 2026
Instrument	202620835
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033

Mortgage

Document Number	0000020835,
Date	Jul 31, 2026
Instrument	202620835

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 7, 2021
Property Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033
Document Number	0000052764
Map Reference	MB 22 PG 25
Instrument Date	Dec 3, 2021
Instrument	2021R-052764
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 9, 2021
Property Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033
Document Number	0000048870
Map Reference	MB 22 PG 25
Instrument Date	Nov 3, 2021
Instrument	2021R-048870
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3617 STARKVILLE ST, 3617, SAINT CHARLES, MO 63301-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 WHISPERING WINDS DR, ARNOLD, MO 63010-3033

Mortgage

Document Number	0000048871
Date	Nov 9, 2021
Instrument	2021R-048871

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+10.63%)	$23,500 (+13.53%) Land $2,900 Building $20,600	$123,600 (-) Land $15,000 Building $108,600
2024			$123,600 (+13.71%) Land $15,000 Building $108,600
2023	$1,439.00	$20,700 Land $2,900 Building $17,800	$108,700 Land $15,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1993–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Whispering Winds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures