1261 W Diamond Shore Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1261 W Diamond Shore Loop, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,739 sqft · built 2010
Lot Size	0.172 acres (7,510 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2022)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0240-000D0-028.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0240-000D0-028.0`
Alternative APNs	`2518S18E0240000D00280` `3295726`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	7,510 sqft (0.172 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	484 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3295726
Old Parcel Number	2518S18E0240000D00280
Street Address	1261 W DIAMOND SHORE LOOP
City	HERNANDO
State	FL
Zip	34442-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	LAKEVIEW VILLAS PB 17 PG 107 LOT 28 BLK D
Legal Range	18E
Legal Township	18S
Legal Section	23
Legal Subdivision	LAKEVIEW VILLAS (PB-17 PG-107
Legal Block	D
Legal Lot Number	28
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1261 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Sep 28, 2017	Warranty Deed, Transfer MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	2022085108
Deed Book / Page	3345 / 635
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 30, 2022
Property Address	1261 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0033450635
Book / Page	3345 / 635
Map Reference	MB 17 PG 107-112
Instrument Date	Dec 9, 2022
Instrument	2022085108
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	DE SABINA 141 #88, 88, SANTA MARIA RIBERA XX 6408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1261 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286

Mortgage

Document Number	0003345636
Date	Dec 30, 2022
Instrument	3345/636

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 28, 2017
Property Address	1261 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6286
Document Number	0028541452
Book / Page	002854 / 001452
Instrument Date	Sep 15, 2017
Instrument	44278
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1261 W DIAMOND SHORE LOOP HERNANDO FL 344426286, HERNANDO, FL 34442-6286

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,856.00 (-3.98%) Homeowner's exemption Additional exemption filed	$289,239 (-4.45%) Land $24,000 Building $265,239	$289,239 (-4.45%) Land $24,000 Building $265,239
2024	$4,016.00 (-23.48%) Homeowner's exemption Additional exemption filed	$302,694 (-11.35%) Land $24,000 Building $278,694	$302,694 (-11.35%) Land $24,000 Building $278,694
2023	$5,248.00 (+116.77%) Additional exemption filed	$341,436 (+34.57%) Land $24,000 Building $317,436	$341,436 (+34.57%) Land $24,000 Building $317,436
2022	$2,421.00 Homeowner's exemption Additional exemption filed	$253,715 Land $24,000 Building $229,715	$253,715 Land $24,000 Building $229,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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