1261 State Rd 355, Etta, MS 38627 Property Records

Union County property record for 1261 State Rd 355, Etta, MS 38627

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 4,577 sqft · built 2014
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020R-04-006.04`

Property Details

APN / Parcel Number

Primary APN	`020R-04-006.04`
Alternative APN	`20949`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,577 sqft Living Area
2nd Floor Area	1,358 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,877 sqft (3.28 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Area	756 sqft
Loading Dock	1,168 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1261 STATE ROAD 355
City	ETTA
State	MS
Zip	38627-9713
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE 1/4ETUX-LYNDIE HAYNIE HEROD
Jurisdiction	UNION MS
Township / Civil Division	2
Census Block Group	3
Census Block	3022
Census Tract	950600

Owner

Source: Union County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1261 STATE ROAD 355, ETTA, MS 38627-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2010
Deed Sale	Dec 28, 2010
Deed Document Number	2010004737
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1261 STATE ROAD 355, ETTA, MS 38627-9713
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 STATE ROAD 355, ETTA, MS 38627-9713

Mortgage

Document Number	2020003848
Date	Oct 27, 2020
Instrument	2020003848

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1261 STATE ROAD 355, ETTA, MS 38627-9713
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 STATE ROAD 355, ETTA, MS 38627-9713

Mortgage

Document Number	2022003783
Date	Sep 19, 2022
Instrument	2022003783

Lender

Name	THE BANK OF HOLLY SPRING
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	56 Months
Due	May 18, 2027

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00 (+6.39%) Homeowner's exemption	$49,586 (+4.86%)	$481,440 (+2.82%) Land $7,960 Building $473,480
2024	$4,932.00 (+5.79%)
2023	$4,662.00 (+12.2%) Homeowner's exemption	$47,287 (+23.34%)	$468,220 (+23.32%) Land $7,960 Building $460,260
2022	$4,155.00 Homeowner's exemption	$38,338	$379,690 Land $7,240 Building $372,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rd 355

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures