1261 Santa Fe Cir, Fruita, CO 81521 Property Records

Mesa County property record for 1261 Santa Fe Cir, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,606 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Sep 2021)
Tax Bill$2,179 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN2697-074-22-004

Property Details

APN / Parcel Number

Primary APN2697-074-22-004
Alternative APN
  • R007721

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
Gross Area2,182 sqft
1st Floor Area1,606 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area121 sqft
Patio Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR007721
Street Address1261 SANTA FE CIR
CityFRUITA
StateCO
Zip81521-8713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 2 SANTA FE RANCH SUBDIVISION SEC 7 1N 2W & AN UND INT IN TRACT B - 0.17AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionSANTA FE RANCH SUBDIVISION
Legal TractB
Legal Block2
Legal Lot Number4
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1008
Census Tract1503

Owner

1261 Santa Fe Cir is owned and occupied by an individual who bought it in September 2021.

Source: Mesa County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1261 SANTA FE CIR, FRUITA, CO 81521-8713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Special Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Mar 11, 2019Special Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Prior SaleMar 11, 2019 · Amount on File
Deed Document Number20213000325
Prior Transfer DateMar 10, 2008
Prior Transfer Doc0002428097
Record UpdatedOct 29, 2026

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateSep 21, 2021
Property Address1261 SANTA FE CIR, FRUITA, CO 81521-8713
Document Number0003000325
Instrument DateSep 20, 2021
Instrument3000325
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1261 SANTA FE CIR, FRUITA, CO 81521-8713

Mortgage

Document Number0003000326
DateSep 21, 2021
Instrument3000326
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateMar 11, 2019
Property Address1261 SANTA FE CIR, FRUITA, CO 81521-8713
Document Number0002872338
Instrument DateMar 8, 2019
Instrument2872338
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$29.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1261 SANTA FE OIH FRUITA, FRUITA, CO 81521

Mortgage

Document Number0002872339
DateMar 11, 2019
Instrument2872339
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Mortgage

Document Number0002872340
DateMar 11, 2019
Instrument2872340
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1261 Santa Fe Cir was $2,179, up 0.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,179.00 (+0.55%)$26,160 (-1.02%) Land $6,880 Building $19,280$418,520 Land $110,000 Building $308,520
2024$2,167.00 (+0.56%)$26,430 (-) Land $5,760 Building $20,670
2023$2,155.00 (+20.19%)$26,430 (+22.19%) Land $5,760 Building $20,670$394,540 Land $86,010 Building $308,530
2022$1,793.00$21,630 Land $4,170 Building $17,460
2021$311,210 Land $60,000 Building $251,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1261 Santa Fe Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Santa Fe Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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