1261 Oneida St, Denver, CO 80220 Property Records

Denver City property record for 1261 Oneida St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,958 sqft · built 1988
Lot Size	0.174 acres (7,584 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2016)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2024 Line of Credit + 2 more
APN	`06051-21-010-000`

Property Details

APN / Parcel Number

Primary APN	`06051-21-010-000`
Alternative APNs	`670405121010` `161725542`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	1,464 sqft
Basement Area	520 sqft
Finished Basement	494 sqft
Unfinished Basement	26 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,584 sqft (0.174 acres)
Garage Type	Attached
Garage Area	380 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1261 ONEIDA ST
City	DENVER
State	CO
Zip	80220-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	MONTCLAIR RES OF BLKS 25 & 26 BA L35 & 36 & N 8.34FT L34
Legal Subdivision	MONTCLAIR
Legal Block	25,26
Legal Lot Number	35
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1022
Census Tract	4310

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1261 ONEIDA ST, DENVER, CO 80220-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP
Dec 17, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Oct 5, 2005 · Amount on Record
Deed Document Number	2016135468
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0000023351
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1261 ONEIDA ST, DENVER, CO 80220-2944
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033166
Date	Mar 31, 2026
Instrument	2026033166

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1261 ONEIDA ST, DENVER, CO 80220-2944
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 ONEIDA ST, DENVER, CO 80220-2944

Mortgage

Document Number	0000116012
Date	Dec 17, 2024
Instrument	2024116012

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1261 ONEIDA ST, DENVER, CO 80220-2944
Document Number	0000091076
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 ONEIDA ST DENVER CO 802202944, DENVER, CO 80220-2944

Mortgage

Document Number	0000091076
Date	Jun 30, 2020
Instrument	91076

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1261 ONEIDA ST, DENVER, CO 80220-2944
Document Number	0000138136
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 ONEIDA ST DENVER CO 802202944, DENVER, CO 80220-2944

Mortgage

Document Number	0000138136
Date	Oct 4, 2019
Instrument	138136

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,146.00 (+13.31%)	$54,200 (+17.32%) Land $35,520 Building $35,520	$768,800 (+3.26%) Land $503,900 Building $264,900
2024	$3,659.00 (+2.24%)
2023	$3,579.00 (+19.66%)	$46,200 (+18.55%) Land $30,080 Building $16,120	$744,500 (+32.8%) Land $503,900 Building $240,600
2022		$38,970 Land $27,520 Building $11,450	$560,600 Land $395,900 Building $164,700
2021	$2,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet, Starry, WiFiHood.

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