1261 Cypress Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1261 Cypress Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1969
Lot Size	0.162 acres (7,040 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2018)
Tax Bill	$9,656 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-02-031`

Property Details

APN / Parcel Number

Primary APN	`808-02-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1261 CYPRESS CT
City	GILROY
State	CA
Zip	95020-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3960 WESTWOOD ACRES BOOK 192 PAGE 55 LOT 115
Legal Subdivision	WESTWOOD ACRES
Legal Tract	3960
Legal Lot Number	115
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3003
Census Tract	512510

Owner

1261 Cypress Ct is owned and occupied by two individuals who bought it in September 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1261 CYPRESS CT, GILROY, CA 95020-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Sep 21, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Sep 21, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Document Number	201824028525
Prior Transfer Date	May 15, 2003
Prior Transfer Doc	0017057692
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1261 CYPRESS CT, GILROY, CA 95020-4705
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 CYPRESS CT, GILROY, CA 95020-4705

Mortgage

Document Number	0024829918
Date	Feb 12, 2021
Instrument	24829918

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Oct 1, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2018
Property Address	1261 CYPRESS CT, GILROY, CA 95020-4705
Document Number	0024028525
Map Reference	MB192 PG54&55
Instrument Date	Sep 14, 2018
Instrument	24028525
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1261 CYPRESS CT, GILROY, CA 95020-4705

Mortgage

Document Number	0024028527
Date	Sep 21, 2018
Instrument	24028527

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2018
Property Address	1261 CYPRESS CT, GILROY, CA 95020-4705
Document Number	0024028526
Instrument Date	Sep 14, 2018
Instrument	24028526
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1261 CYPRESS CT GILROY CA 950204705, GILROY, CA 95020-4705

Tax Assessment & Valuation

The 2025 property tax bill for 1261 Cypress Ct was $9,656.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,474 (+2%) Land $568,911 Building $227,563
2025	$9,656.00	$780,857 Land $557,756 Building $223,101
2023	$9,449.00 (+1.66%)	$750,538 Land $536,099 Building $214,439
2022	$9,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1261 Cypress Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1261 Cypress Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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