1261 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 1261 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,705 sqft · built 2012
Owner	Individual Name on File
Tax Bill	$17,198 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9537-00H-0070-1`

Property Details

APN / Parcel Number

Primary APN	`R-9537-00H-0070-1`
Alternative APN	`2637638`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,705 sqft Living Area
Gross Area	4,424 sqft
1st Floor Area	3,705 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	3 Parking Spaces
Pool Area	475 sqft
Porch	Covered Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2637638
Street Address	1261 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE ONE (CPR), BLK H, LOT 7
Legal Subdivision	SADDLE CREEK PHASE ONE (CPR)
Legal Phase	1
Legal Block	H
Legal Lot Number	7
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1021
Census Tract	30304

Owner

1261 Circle J Trl is owned and occupied by an individual who acquired it in July 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1261 CIRCLE J TRL, PROSPER, TX 75078-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Vendor's Lien, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage INWOOD NAT'L BK
Sep 2, 2017	Loan Modification, Mortgage INWOOD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023
Deed Sale	Jul 7, 2023
Prior Sale	Jun 28, 2012
Deed Document Number	2023000076453
Record Updated	Jun 8, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 7, 2023
Property Address	1261 CIRCLE J TRL, PROSPER, TX 75078-9430
Document Number	2023000076453
Map Reference	VOL 2008 PG 52
Instrument Date	Jul 5, 2023
Instrument	2023000076453
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 W FRONTIER PKWY # PKWY724, PKWY724, PROSPER, TX 75078-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 CIRCLE J TRL, PROSPER, TX 75078-9430

Mortgage

Document Number	2023000076454
Date	Jul 7, 2023
Instrument	2023000076454

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1261 CIRCLE J TRL, PROSPER, TX 75078-9430
Document Number	0001446010
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	PROVIDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1261 CIRCLE J TRL PROSPER TX 750789430, PROSPER, TX 75078-9430

Mortgage

Document Number	0001446010
Date	Aug 31, 2020
Instrument	1446010

Lender

Name	INWOOD NAT'L BK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1261 CIRCLE J TRL, PROSPER, TX 75078-9430
Document Number	0001307660
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 CIRCLE J TRL PROSPER TX 750789430, PROSPER, TX 75078-9430

Mortgage

Document Number	0001307660
Date	Sep 29, 2017
Instrument	1307660

Lender

Name	INWOOD NAT'L BK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Term	180 Months
Due	Sep 28, 2032

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$777,689 Land $250,000 Building $527,689	$777,689 Land $250,000 Building $527,689
2024	$17,198.00
2023		$910,116 (-16.12%) Land $250,000 Building $660,116	$910,116 (-16.12%) Land $250,000 Building $660,116
2022	$10,941.00 Homeowner's exemption	$1,084,978 Land $250,000 Building $834,978	$1,084,978 Land $250,000 Building $834,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1261 Circle J Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Circle J Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Grayson Collin Communications.

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