1261 3rd St, Elko, NV 89801 Property Records

Elko County property record for 1261 3rd St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,419 sqft · built 1950
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2025)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-054-006`

Property Details

APN / Parcel Number

Primary APN	`001-054-006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,419 sqft
Basement Area	667 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Metal
Lot Area	3,746 sqft (0.086 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	320 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1261 3RD ST
City	ELKO
State	NV
Zip	89801-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5 S2 OF
Legal Subdivision	FIRST ADDITION
Legal Block	109
Legal Lot Number	1-3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1029
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1688, ELKO, NV 89803-1688
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Deed Document Number	2025858930
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	0000707213
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 19, 2025
Property Address	1261 3RD ST, ELKO, NV 89801-3139
Document Number	0000858930
Instrument Date	Dec 17, 2025
Instrument	858930
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, WFG NEVADA RW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1688, ELKO, NV 89803-1688

Mortgage

Document Number	0000858931
Date	Dec 19, 2025
Instrument	858931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+3.08%)	$36,701 (-0.21%) Land $12,600 Building $24,101	$104,860 (-0.21%) Land $36,000 Building $68,860
2025	$1,104.00 (+20.79%)	$36,777 (+37.42%) Land $12,600 Building $24,177	$105,077 (+37.42%) Land $36,000 Building $69,077
2023	$914.00 (+7.91%)	$26,763 (+15.88%) Land $4,725 Building $22,038	$76,466 (+15.88%) Land $13,500 Building $62,966
2022	$847.00	$23,095 Land $4,725 Building $18,370	$65,986 Land $13,500 Building $52,486

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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