1261 18th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1261 18th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,966 sqft · built 1983
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,704 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-172-017`

Property Details

APN / Parcel Number

Primary APN	`038-172-017`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Construction Type	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1261 18TH ST
City	LOS OSOS
State	CA
Zip	93402-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 48 LTS 15 & 16
Legal Subdivision	EL MORO
Legal Block	48
Legal Lot Number	15,16 16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2004
Census Tract	10703

Owner

Source: San Luis Obispo County assessment roll, APN 038-172-017, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1261 18TH ST, LOS OSOS, CA 93402-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2003
Deed Sale	Feb 11, 2003
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	2003014026
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1261 18TH ST, LOS OSOS, CA 93402-1454
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TIMIOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 18TH ST, LOS OSOS, CA 93402-1454

Mortgage

Document Number	0000001929
Date	Jan 11, 2021
Instrument	2021001929

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,704.00 (+6.66%) Homeowner's exemption	$407,132 (+4.04%) Land $150,673 Building $256,459
2023	$7,223.00 (+3.87%) Homeowner's exemption	$391,324 Land $144,823 Building $246,501
2022	$6,954.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 670 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peak WiFi, Radiate Holdings, Surfnet Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.