12609 Stemple Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 12609 Stemple Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,536 sqft · built 2004
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Feb 2011)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`409-592-02-00-1`

Property Details

APN / Parcel Number

Primary APN	`409-592-02-00-1`
Alternative APNs	`409-592-02-9` `4095920200`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Wood
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	887 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Old Parcel Number	4095920200
Street Address	12609 STEMPLE DR
City	BAKERSFIELD
State	CA
Zip	93312-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5882, BLOCK 3C, LOT 23
Legal Subdivision	5882 PH 03C
Legal Tract	5882
Legal Block	3C
Legal Lot Number	23
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	2
Census Block	2009
Census Tract	3821

Owner

Source: Kern County records · APN 409-592-02-00-1

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12609 STEMPLE DR, BAKERSFIELD, CA 93312-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2011 · Amount on Record
Deed Sale	Feb 10, 2011 · Amount on Record
Prior Sale	Feb 10, 2011 · Amount on Record
Deed Document Number	0211018718
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	12609 STEMPLE DR, BAKERSFIELD, CA 93312-5802
Transaction Type	Mortgage
Record Updated	Oct 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12609 STEMPLE DR, BAKERSFIELD, CA 93312-5802

Mortgage

Document Number	0000115626
Date	Oct 01, 2025
Instrument	225115626

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,119.00 (+3.39%)	$315,850 (+4.04%) Land $64,052 Building $251,798
2023	$4,951.00 (+1.83%)	$303,588 Land $61,566 Building $242,022
2022	$4,862.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 294 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.