12609 Springloch Ct, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12609 Springloch Ct, Silver Spring, MD 20904 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms5 Baths
Year BuiltBuilt 1963
Square Footage3,919 sqft Living Area
Lot Size35,464 sqft (0.814 acres)
GarageAttached, 552 sqft
OccupancyOwner Occupied
Last Sale$910,000 (2025)
Tax Bill$9,490.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-00376800
Alternative APN
  • 00376800

Interior

Full Baths5 Baths
Building Area3,919 sqft Living Area
Gross Area4,471 sqft Gross Area
1st Floor1,749 sqft 1st Floor
Basement Area1,302 sqft Basement
Finished Basement1,302 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area35,464 sqft (0.814 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage

Exterior Amenities

Pool Area752 sqft Pool
Shed1 Shed
Shed Area144 sqft Shed
Patio Area130 sqft Patio
PorchOpen Porch
Porch Area104 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number00376800
Street Address12609 SPRINGLOCH CT
CitySILVER SPRING
StateMD
Zip20904-3545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRINGWOOD
Legal SubdivisionSPRINGWOOD
Legal Block1
Legal Lot Number42
JurisdictionMONTGOMERY MD
Minor Civil Division5
Census Blockgroup1
Census Block1004
Census Tract701506

Owner

Source: Montgomery County records · APN 05-00376800

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12609 SPRINGLOCH CT, SILVER SPRING, MD 20904-3545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Sep 03, 2021Deed, Transfer · Veterans Administration Mortgage
AMNET ESOP CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Book / Page69446 / 394
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12609 SPRINGLOCH CT, SILVER SPRING, MD 20904-3545
Transaction TypeMortgage
Record UpdatedJun 09, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0658000352
DateMay 24, 2022
Book Page65800/352
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 03, 2021
Property Address12609 SPRINGLOCH CT, SILVER SPRING, MD 20904-3545
Document Number0639560182
Book / Page63956 / 182
Map ReferenceMB 70 PL 6644
Instrument DateAug 09, 2021
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12609 SPRINGLOCH CT, 12609, SILVER SPRING, MD 20904-3545

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address12609 SPRINGLOCH CT, SILVER SPRING, MD 20904-3545

Mortgage

Document Number63956190
DateSep 03, 2021
Instrument63956/190
Lender
NameAMNET ESOP CORPORATION
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$815,200 (+10.39%) Land $269,700 Building $545,500$815,200 (-) Land $269,700 Building $545,500
2025$9,490.00 (+46.56%)$738,500 (+26.22%)$815,200 (+39.33%) Land $269,700 Building $545,500
2023$585,100 Land $269,700 Building $315,400$585,100 Land $269,700 Building $315,400
2022$6,475.00

Flood & Wildfire

12609 Springloch Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Montgomery County (24031C), updated April 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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