Pittsylvania County property record for 12609 Mount Cross Rd, Dry Fork, VA 24549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2008 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Aug 2026) |
| Tax Bill | $1,802 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-72-5606 |
| Primary APN | 1461-72-5606 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 215476 |
|---|---|
| Street Address | 12609 MOUNT CROSS RD |
| City | DRY FORK |
| State | VA |
| Zip | 24549-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | MOUNT CROSS RD 844 |
| Jurisdiction | PITTSYLVANIA VA |
| Township / Civil Division | TUNSTALL |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 11001 |
12609 Mount Cross Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Pittsylvania County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12609 MOUNT CROSS RD, DRY FORK, VA 24549-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on File |
| Deed Sale | Aug 21, 2026 · Amount on File |
| Prior Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 20264432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PITTSYLVANIA VA |
| Recording Date | Aug 21, 2026 |
| Property Address | 12609 MOUNT CROSS RD, DRY FORK, VA 24549-2021 |
| Document Number | 0000004432 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20264432 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,198.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004433, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 20264433 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 12609 Mount Cross Rd was $1,802.
Source: Pittsylvania County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Pittsylvania County |
| Unified School District | Pittsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,802.00 | $290,700 Land $20,000 Building $270,700 | $290,700 Land $20,000 Building $270,700 |
| 2025 | $1,802.00 | ||
| 2022 | $190,600 Land $20,000 Building $170,600 | $190,600 Land $20,000 Building $170,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12609 Mount Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12609 Mount Cross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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