Baldwin County property record for 12609 Chicago St, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,674 sqft · built 1974 |
| Lot Size | 0.497 acres (21,648 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $549 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-09-30-1-000-096 |
| Primary APN | 53-09-30-1-000-096 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,674 sqft Heated Area |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,648 sqft (0.497 acres) |
| Lot Dimensions | 196 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 355078 |
|---|---|
| Street Address | 12609 CHICAGO ST |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110' X 196.8 LOTS 4-5 BLK 5 LAVINIA HILTY MARR ADD LYING INTHE CITY OF ELBERTA SEC 30-T7S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | LAVINIA HILTY MARR |
| Legal Block | 5 |
| Legal Lot Number | 4-5 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 11601 |
12609 Chicago St is owned and occupied by an individual who acquired it in January 2009.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12609 CHICAGO ST, ELBERTA, AL 36530-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2009 |
| Transfer Doc | 0001159704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 17, 2019 |
| Property Address | 12609 CHICAGO ST, ELBERTA, AL 36530-2541 |
| Document Number | 0001754773 |
| Map Reference | MB 3 PG 96 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 1754773 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20040 AL HIGHWAY 91, 20040, HANCEVILLE, AL 35077-4311 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12609 CHICAGO ST, ELBERTA, AL 36530-2541 |
| Document Number | 0001754774 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 1754774 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 12609 Chicago St was $549 with a homeowner's exemption, down 2.7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549.00 (-2.66%) Homeowner's exemption | ||
| 2025 | $564.00 | $18,480 Land $2,980 Building $15,500 | $184,700 Land $29,700 Building $155,000 |
| 2023 | $562.00 (+28.6%) Homeowner's exemption | $18,420 (+25.99%) | $184,100 (+26.01%) Land $34,200 Building $149,900 |
| 2022 | $437.00 (+16.84%) Homeowner's exemption | $14,620 | $146,100 Land $30,800 Building $115,300 |
| 2021 | $374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12609 Chicago St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12609 Chicago St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures