12608 E 13th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12608 E 13th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,801 sqft · built 2016
Lot Size	0.243 acres (10,570 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2016)
Tax Bill	$5,143 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45223.3104`

Property Details

APN / Parcel Number

Primary APN	`45223.3104`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	4,154 sqft
1st Floor Area	1,801 sqft
Basement Area	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,570 sqft (0.243 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	228 sqft
Canopy	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12608 E 13TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	JORGENS 3RD ADD LT 4 BLK 5 (AFN# 6430335)
Legal Subdivision	JORGENS 3RD ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2033
Census Tract	12701

Owner

12608 E 13th Ave is owned and occupied by two individuals who bought it in March 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12608 E 13TH AVE, SPOKANE VALLEY, WA 99216-0587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2016 · Amount on File
Deed Sale	Mar 9, 2016 · Amount on File
Deed Document Number	20166479662
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12608 E 13TH AVE, SPOKANE VALLEY, WA 99216-0587
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007438297
Date	Sep 3, 2025
Instrument	7438297

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 2, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12608 E 13TH AVE, SPOKANE VALLEY, WA 99216-0587
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12608 E 13TH AVE, SPOKANE VALLEY, WA 99216-0587

Mortgage

Document Number	0006972603
Date	Sep 24, 2020
Instrument	6972603

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 12608 E 13th Ave was $5,143, up 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,143.00 (+2.61%)	$489,600 (-6.85%) Land $110,000 Building $379,600	$489,600 (-6.85%) Land $110,000 Building $379,600
2025	$5,012.00 (+0.02%)	$525,600 (+0.96%) Land $85,000 Building $440,600	$525,600 (+0.96%) Land $85,000 Building $440,600
2024	$5,011.00 (+1.25%)	$520,600 (+19.43%) Land $80,000 Building $440,600	$520,600 (+19.43%) Land $80,000 Building $440,600
2023	$4,949.00 (-2.79%)	$435,900 Land $70,000 Building $365,900	$435,900 Land $70,000 Building $365,900
2022	$5,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12608 E 13th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12608 E 13th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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