12608 Cascade Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12608 Cascade Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,252 sqft · built 1990
Lot Size	4.59 acres (2 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Apr 2022)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-098799`

Property Details

APN / Parcel Number

Primary APN	`01-098799`
Alternative APNs	`1098799` `098799`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,252 sqft Total Area
Basement Area	626 sqft
Finished Basement	626 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	098799
Street Address	12608 CASCADE LN
City	LUSBY
State	MD
Zip	20657-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 12 & 13 SEC 6-R CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	12,13
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2028
Census Tract	861004

Owner

12608 Cascade Ln is owned and occupied by two individuals who bought it in April 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12608 CASCADE LN, LUSBY, MD 20657-4906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 9, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Book / Page	6259 / 513
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0061360402
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 11, 2022
Property Address	12608 CASCADE LN, LUSBY, MD 20657-4906
Document Number	0062590513
Book / Page	6259 / 513
Map Reference	LB JLB 2 FO 40
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12608 CASCADE LN, LUSBY, MD 20657-4906

Mortgage

Document Number	0006259518
Date	Apr 11, 2022
Instrument	6259/518

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALVERT MD
Recording Date	Nov 9, 2021
Property Address	12608 CASCADE LN, LUSBY, MD 20657-4906
Document Number	0061360402
Book / Page	6136 / 402
Map Reference	MB JLB2 PG 40
Instrument Date	Nov 1, 2021
Transaction Type	Foreclosure
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 12608 Cascade Ln was $3,973 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,800 (+9.36%) Land $80,200 Building $274,600	$354,800 (-) Land $80,200 Building $274,600
2025	$3,973.00 Homeowner's exemption	$324,433	$354,800 Land $80,200 Building $274,600
2023	$2,739.00	$263,700 Land $93,400 Building $170,300	$263,700 Land $93,400 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12608 Cascade Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12608 Cascade Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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