12607 E McCoy St, Independence, MO 64055 Property Records

Jackson County property record for 12607 E McCoy St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,179 sqft · built 1955
Lot Size	0.2 acres (8,696 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2026)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-940-11-02`

Property Details

APN / Parcel Number

Primary APN	`26-940-11-02`
Alternative APNs	`26-940-11-02-00-0-00-000` `26940110200000001` `786876`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	720 sqft
Unfinished Basement	144 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,696 sqft (0.2 acres)
Lot Dimensions	121 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	786876
Street Address	12607 E MCCOY ST
City	INDEPENDENCE
State	MO
Zip	64055-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA FE ACRES LOT 81
Legal Subdivision	SANTA FE ACRES
Legal Block	2
Legal Lot Number	81
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2020
Census Tract	12200

Owner

12607 E McCoy St is owned and occupied by an individual who bought it in May 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12607 E MCCOY ST, INDEPENDENCE, MO 64055-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage U S BANK N A
May 4, 2026	Deed, Transfer · Conventional Mortgage US BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Deed Document Number	202633050
Prior Transfer Date	Aug 29, 1996
Prior Transfer Doc	0000000535
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	May 4, 2026
Property Address	12607 E MCCOY ST, INDEPENDENCE, MO 64055-2413
Document Number	0000033050
Instrument Date	Apr 15, 2026
Instrument	2026.33050
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12607 E MCCOY ST, INDEPENDENCE, MO 64055-2413

Mortgage

Document Number	0000033051,
Date	May 4, 2026
Instrument	2026E.33051

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	May 4, 2026
Property Address	12607 E MCCOY ST, INDEPENDENCE, MO 64055-2413
Document Number	00E0033050
Instrument Date	Apr 15, 2026
Instrument	202633050
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12607 E MCCOY ST, INDEPENDENCE, MO 64055-2413

Mortgage

Document Number	0000033051,
Date	May 4, 2026
Instrument	2026E33051

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12607 E McCoy St was $1,580, down 28.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,112 (-) Land $3,929 Building $18,183	$116,380 (-)
2025	$1,580.00 (-28.89%)	$22,112 Land $3,929 Building $18,183	$116,380
2024	$2,222.00 (+2.35%)
2023	$2,171.00	$32,076 Land $2,586 Building $29,490	$168,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12607 E McCoy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12607 E McCoy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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