12607 76th Ave, Allendale, MI 49401 Property Records

Ottawa County property record for 12607 76th Ave, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,886 sqft
Lot Size	0.887 acres (38,638 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2025)
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-16-100-066`

Property Details

APN / Parcel Number

Primary APN	`70-09-16-100-066`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft
Basement Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	38,638 sqft (0.887 acres)
Lot Width	150 ft Width
Garage Area	858 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12607 76TH AVE
City	ALLENDALE
State	MI
Zip	49401-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW 1/4 COM N 1/4 COR, TH S 0D 25M 58S E 115155 FT TO PT OF BEG, TH CONT S 0D 25M 58S E 150 FT, N 88D 51M 45S W 29051
Legal Range	14W
Legal Township	07N
Legal Section	16
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1005
Census Tract	24300

Owner

12607 76th Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10953 PINE CONE CT, WEST OLIVE, MI 49460-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage TERRY VISSERS
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 17, 2022	Warranty Deed, Transfer LIGHTHOUSE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202535233
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12607 76TH AVE, ALLENDALE, MI 49401-9827
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6348 WARNER ST, ALLENDALE, MI 49401-9768

Mortgage

Document Number	20240033975
Date	Dec 27, 2024
Instrument	2024-0033975

Lender

Name	TERRY VISSERS
Type	Private Party
Address	7825 BUCHANAN ST, ALLENDALE, MI 49401

Agreement

Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 11, 2025
Property Address	12607 76TH AVE, ALLENDALE, MI 49401-9827
Document Number	20250035233
Instrument Date	Dec 4, 2025
Instrument	2025-0035233
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12607 76TH AVE, ALLENDALE, MI 49401-9827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10953 PINE CONE CT, WEST OLIVE, MI 49460-8310

Mortgage

Document Number	20250035234
Date	Dec 11, 2025
Instrument	2025-0035234

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 17, 2022
Property Address	12607 76TH AVE, ALLENDALE, MI 49401-9827
Document Number	20220018635
Instrument Date	May 11, 2022
Instrument	2022-0018635
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12615 76TH AVE, ALLENDALE, MI 49401-9827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6348 WARNER ST, ALLENDALE, MI 49401-9768

Tax Assessment & Valuation

The 2025 property tax bill for 12607 76th Ave was $1,727 with a homeowner's exemption, up 3.5% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,300 (+563.73%)	$618,600 (+563.73%)
2025	$1,727.00 (+3.54%)	$46,600	$93,200
2024	$1,668.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12607 76th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12607 76th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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