12606 Lemon Pepper Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 12606 Lemon Pepper Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,561 sqft · built 2018
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$207,500 (Nov 2018)
Tax Bill$5,828 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077479-4462

Property Details

APN / Parcel Number

Primary APN077479-4462
Alternative APN
  • U063120A8I000005000160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,561 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area399 sqft
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774794462
Street Address12606 LEMON PEPPER DR
CityRIVERVIEW
StateFL
Zip33578-7586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN CREEKS PHASES 1 AND 2 LOT 16 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section06
Legal SubdivisionTWIN CREEKS PHASES 1 AND 2
Legal Block5
Legal Lot Number16
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2036
Census Tract13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Jun 6, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 13, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 15, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC
Jun 9, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Deed Document Number2018461580
Deed Book / Page26207 / 1024
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 20, 2026
Property Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
Document Number0000194135
Instrument DateApr 27, 2026
Instrument2026194135
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586

Mortgage

Document Number0000194135,
DateMay 20, 2026
Instrument2026194135
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2066
Interest
Rate6.38%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586

Mortgage

Document Number0000246147
DateJun 6, 2023
Instrument2023246147
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueDec 1, 2048

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586

Mortgage

Document Number0000110305
DateMar 13, 2025
Instrument2025110305
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term285 Months
DueDec 1, 2048

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 15, 2018
Property Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
Document Number0000461580
Book / Page26207 / 1024
Map ReferenceMB 129 PG 179
Instrument DateNov 2, 2018
Instrument2018461580
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,452.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address12606 LEMON PAPPER DR, RIVERVIEW, FL 33578-7586

Mortgage

Document Number0000461581
DateNov 15, 2018
Instrument2018461581
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Type Change DateApr 1, 2024
Change FrequencyAnnually
Min Rate At Change1%
Max Rate At Change5%
Index1-Year CMT
Margin2

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 9, 2018
Property Address12606 LEMON PEPPER DR, RIVERVIEW, FL 33578-7586
Document Number0258310108
Book / Page025831 / 000108
Instrument DateJun 6, 2018
Instrument230064
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,692.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CRESS ST #200 TAMPA FL 33607, 200, TAMPA, FL 33607
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,468 (+2.7%)$264,755 (+4.01%) Land $80,548 Building $184,207
2025$5,828.00 (+10.82%) Homeowner's exemption$187,408 (+5.99%)$254,554 (-0.99%) Land $80,548 Building $174,006
2023$5,259.00 (+3.2%) Homeowner's exemption$176,821 (+3%)$257,100 (+3.85%) Land $80,548 Building $176,552
2022$5,096.00 Homeowner's exemption$171,671$247,557 Land $66,660 Building $180,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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