12605 San Blas Loop, Largo, FL 33774 Property Records

Pinellas County property record for 12605 San Blas Loop, Largo, FL 33774

Property Summary

Property Type	Planned Unit Development
Details	2,215 sqft · built 2007
Lot Size	0.05 acres (2,157 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Jan 2026)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-4065-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-4065-9`
Alternative APNs	`08-30-15-06044-004-0020` `301508060440040020` `R441854`

Interior

Stories	2 Stories
Building Area	2,215 sqft Living Area
1st Floor Area	2,215 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	2,157 sqft (0.05 acres)
View / Lot	Interior
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Location & Zoning

Account Number	R441854
Street Address	12605 SAN BLAS LOOP
City	LARGO
State	FL
Zip	33774-2262
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	BEACON TRACE TOWNHOMES BLK 4, LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	BEACON TRACE TOWNHOMES
Legal Tract	6044
Legal Block	4
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3002
Census Tract	25209

Owner

Source: Pinellas County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Nov 22, 2016 · Amount on Record
Deed Document Number	202625749
Deed Book / Page	23437 / 1780
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262

Mortgage

Document Number	0214900130
Date	Apr 16, 2021
Book Page	21490/130
Instrument	2021125846

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 30, 2026
Property Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262
Document Number	0234371780
Book / Page	23437 / 1780
Map Reference	MB 133 PG 59-60
Instrument Date	Jan 29, 2026
Instrument	2026025749
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12456 104TH AVE, LARGO, FL 33778-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262

Mortgage

Document Number	0234371782
Date	Jan 30, 2026
Instrument	23437/1782

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198600119
Date	Dec 1, 2017
Book Page	19860/0119
Instrument	2017365529

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12605 SAN BLAS LOOP, LARGO, FL 33774-2262
Document Number	0195140739
Book / Page	019514 / 000739
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 SAN BLAS LOOP LARGO FL 337742262, LARGO, FL 33774-2262

Mortgage

Document Number	0195140739
Date	Feb 9, 2017
Book Page	019514/000739
Instrument	43545

Lender

Name	FIFTH THIRD BK/TAMPA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,696.00 (+5.87%) Homeowner's exemption Widower's exemption	$241,878 (+5.99%)	$427,128 (-4.13%) Building $427,128
2024	$3,491.00 (+1.96%)
2023	$3,424.00 (+0.62%) Homeowner's exemption Widower's exemption	$228,215 (+3%)	$445,522 (+22.74%) Building $445,522
2022	$3,403.00 Homeowner's exemption Widower's exemption	$221,568	$362,985 Building $362,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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