12605 Mustang Dr, Poway, CA 92064 Property Records

San Diego County property record for 12605 Mustang Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1960
Lot Size0.199 acres (8,686 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Nov 2001)
Tax Bill$2,867 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN317-321-28-00

Property Details

APN / Parcel Number

Primary APN317-321-28-00
Alternative APN
  • 3173212600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,248 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Lot Area8,686 sqft (0.199 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number3173212600
Street Address12605 MUSTANG DR
CityPOWAY
StateCA
Zip92064-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 44 ST CLSD ADJ& TR 004282
Legal SubdivisionPOMERADO GARDENS
Legal Tract004282
Legal Block4
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract17048

Owner

12605 Mustang Dr is owned by a company that acquired it in June 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address12605 MUSTANG DR, POWAY, CA 92064-6029
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jul 16, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2001 · Amount on File
Deed SaleNov 21, 2001 · Amount on File
Prior SaleSep 9, 1994 · Amount on File
Deed Document Number2001849891
Last Transfer DateJun 9, 2020
Transfer Doc0000383250
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 27, 2026
Property Address12605 MUSTANG DR, POWAY, CA 92064-6029
Document Number0000116728
Instrument DateApr 20, 2026
Instrument2026116728
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address12605 MUSTANG DR, POWAY, CA 92064-6029

Mortgage

Document Number0000116728,
DateApr 27, 2026
Instrument2026116728
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12605 MUSTANG DR, POWAY, CA 92064-6029
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12605 MUSTANG DR, POWAY, CA 92064-6029

Mortgage

Document Number0000561101
DateAug 6, 2021
Instrument2021-0561101
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12605 MUSTANG DR, POWAY, CA 92064-6029
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAB DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144863
DateApr 22, 2019
Instrument2019-0144863
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueApr 30, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12605 MUSTANG DR, POWAY, CA 92064-6029
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12605 MUSTANG DR, POWAY, CA 92064-6029

Mortgage

Document Number0000726686
DateNov 18, 2020
Instrument2020-0726686
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 16, 2020
Property Address12605 MUSTANG DR, POWAY, CA 92064-6029
Document Number0000383250
Instrument DateJun 9, 2020
Instrument383250
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12605 MUSTANG DR POWAY CA 920646029, POWAY, CA 92064-6029

Tax Assessment & Valuation

The 2025 property tax bill for 12605 Mustang Dr was $2,867 with a homeowner's exemption, up 2.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$257,025 (+2%) Land $149,960 Building $107,065
2025$2,867.00 (+2.72%) Homeowner's exemption$251,986 Land $147,020 Building $104,966
2024$2,791.00 (+2.2%)
2023$2,731.00 (+1.71%) Homeowner's exemption$242,203 Land $141,312 Building $100,891
2022$2,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12605 Mustang Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12605 Mustang Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Mustang Dr

Nearby Streets

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