12605 Montclair Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12605 Montclair Dr, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,702 sqft · built 1964
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$446,000 (Apr 2018)
Tax Bill	$5,897 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00334758`

Property Details

APN / Parcel Number

Primary APN	`05-00334758`
Alternative APN	`00334758`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,702 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	478 sqft
Finished Basement	478 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00334758
Street Address	12605 MONTCLAIR DR
City	SILVER SPRING
State	MD
Zip	20904-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SPRINGBROOK
Legal Subdivision	EAST SPRINGBROOK
Legal Block	O
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4024
Census Tract	701503

Owner

Source: Montgomery County records · APN 05-00334758

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12605 MONTCLAIR DR, SILVER SPRING, MD 20904-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 06, 2018	Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2018 · Amount on Record
Deed Sale	Apr 06, 2018 · Amount on Record
Prior Sale	Sep 17, 2003 · Amount on Record
Deed Book / Page	55857 / 422
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12605 MONTCLAIR DR, SILVER SPRING, MD 20904-2055
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 MONTCLAIR DR, SILVER SPRING, MD 20904-2055

Mortgage

Document Number	0665850342
Date	Dec 16, 2022
Book Page	66585/342

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	474 Months
Due	Jun 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12605 MONTCLAIR DR, SILVER SPRING, MD 20904-2055
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0651950230
Date	Feb 04, 2022
Book Page	65195/230

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 06, 2018
Property Address	12605 MONTCLAIR DR, SILVER SPRING, MD 20904-2055
Document Number	0558570422
Book / Page	55857 / 422
Map Reference	PL6549
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TRADITION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12605 MO0NTCLAIR DR, SILVER SPRING, MD 20904

Mortgage

Document Number	0055857431
Date	Apr 06, 2018
Instrument	55857/431

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,800 (+8.96%) Land $213,200 Building $348,600	$561,800 (-) Land $213,200 Building $348,600
2025	$5,897.00 (+34.36%)	$515,600 (+21.83%)	$561,800 (+32.75%) Land $213,200 Building $348,600
2023		$423,200 Land $213,200 Building $210,000	$423,200 Land $213,200 Building $210,000
2022	$4,389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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