12605 Kuhl Rd, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12605 Kuhl Rd, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,922 sqft · built 1970
Lot Size0.213 acres (9,273 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Mar 2022)
Tax Bill$8,281 (2025)
Deeds & MortgagesMar 2019 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01460795

Property Details

APN / Parcel Number

Primary APN13-01460795
Alternative APN
  • 01460795

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,922 sqft Living Area
1st Floor Area1,352 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,273 sqft (0.213 acres)
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01460795
Street Address12605 KUHL RD
CitySILVER SPRING
StateMD
Zip20902-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionGLENFIELD MANOR
Legal SubdivisionGLENFIELD MANOR
Legal BlockJ
Legal Lot Number1
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1006
Census Tract703207

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12605 KUHL RD, SILVER SPRING, MD 20902-1434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2019Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Mar 24, 2022Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 8, 2021Deed, Transfer · Commercial Mortgage
BARRY MINKOFF SELF DIRECTED LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Prior SaleDec 8, 2021 · Amount on Record
Deed Book / Page65471 / 312
Prior Transfer DateAug 26, 2016
Prior Transfer Doc0532680322
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12605 KUHL RD, SILVER SPRING, MD 20902-1434
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyRESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0572810056
DateMar 6, 2019
Book Page57281/056
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12605 KUHL RD, SILVER SPRING, MD 20902-1434
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0588980155
DateJan 21, 2020
Book Page58898/155
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMar 24, 2022
Property Address12605 KUHL RD, SILVER SPRING, MD 20902-1434
Document Number0654710312
Book / Page65471 / 312
Map ReferenceMB 96 PL 9085
Instrument DateFeb 28, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyAEDIS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12605 KUHL RD, SILVER SPRING, MD 20902-1434

Mortgage

Document Number0065471322
DateMar 24, 2022
Instrument65471/322
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 8, 2021
Property Address12605 KUHL RD, SILVER SPRING, MD 20902-1434
Document Number0647810228
Book / Page64781 / 228
Map ReferenceMB 96 PL 9085
Instrument DateDec 1, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6564 LOISDALE CT STE 315, 315, SPRINGFIELD, VA 22150-1812
InvestorPossibly a Property Investor

Mortgage

Document Number0064781234
DateDec 8, 2021
Instrument64781/234
Lender
NameBARRY MINKOFF SELF DIRECTED LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$666,600 (+2.82%)$703,200 (+8.47%) Land $180,500 Building $522,700
2025$8,281.00 (+13.59%)$648,300 (+31.96%) Land $180,500 Building $467,800$648,300 (-) Land $180,500 Building $467,800
2024$7,290.00 (+61.43%)
2023$491,300$648,300 Land $180,500 Building $467,800
2022$4,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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