12605 E 49th St S, Independence, MO 64055 Property Records

Jackson County property record for 12605 E 49th St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1955
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,219 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-440-09-03`

Property Details

APN / Parcel Number

Primary APN	`33-440-09-03`
Alternative APNs	`33440090300000001` `880673`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	1,200 sqft
Basement Area	912 sqft
Finished Basement	700 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	104 ft deep x 75 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	880673
Old Parcel Number	33440090300000001
Street Address	12605 E 49TH ST S
City	INDEPENDENCE
State	MO
Zip	64055-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE VUE LOT 195
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	BLUE VUE
Legal Lot Number	195
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3012
Census Tract	12400

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12605 E 49TH ST S, INDEPENDENCE, MO 64055-5627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Prior Sale	Aug 21, 2009
Deed Document Number	2020E0013451
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12605 E 49TH ST S, INDEPENDENCE, MO 64055-5627
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 E 49TH ST S, INDEPENDENCE, MO 64055-5627

Mortgage

Document Number	00E0133447
Date	Dec 7, 2021
Instrument	2021E0133447

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 14, 2020
Property Address	12605 E 49TH ST S, INDEPENDENCE, MO 64055-5627
Document Number	0000E13451
Instrument Date	Feb 12, 2020
Instrument	13451E
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12605 E 49TH ST S INDEPENDENCE MO 640555627, INDEPENDENCE, MO 64055-5627

Mortgage

Document Number	E14497
Date	Feb 14, 2020
Instrument	14497E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,373 (-12.01%) Land $3,517 Building $20,856	$128,280 (-12.01%)
2024	$2,219.00 (+0.5%)
2023	$2,208.00	$27,700 Land $2,415 Building $25,285	$145,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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