12605 County 14, Spring Valley, MN 55975 Property Records

Fillmore County property record for 12605 County 14, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1998
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2023)
Tax Bill	$3,080 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33.0227.010`

Property Details

APN / Parcel Number

Primary APN	`33.0227.010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	2,544 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Flat
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Type	Mixed
Garage Area	1,476 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Deck Area	144 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12605 COUNTY 14
City	SPRING VALLEY
State	MN
Zip	55975-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-102 RANGE-013 6.00 AC 5.50AC SW COR SW1/4 SE1/4 & .50AC SE COR SE1/4 SW1/4
Legal Range	13
Legal Township	102
Legal Section	28
Jurisdiction	FILLMORE MN
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1044
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage MERCHANTS BANK NA
Jan 25, 2024	Deed of Trust, Mortgage MERCHANTS BANK NATIONAL ASSOCIATION
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Oct 26, 2023	Quit Claim Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453664
Date	Feb 13, 2026
Instrument	453664

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445249
Date	Jan 25, 2024
Instrument	445249

Lender

Name	MERCHANTS BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2054

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422780
Date	Jul 29, 2019
Instrument	422780

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Oct 26, 2023
Property Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Document Number	0000444315
Instrument Date	Oct 18, 2023
Instrument	444315
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533

Mortgage

Document Number	0000444316
Date	Oct 26, 2023
Instrument	444316

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Oct 26, 2023
Property Address	12605 COUNTY 14, SPRING VALLEY, MN 55975-4533
Document Number	0000444314
Instrument Date	Oct 5, 2023
Instrument	444314
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 10TH ST NW APT 302, 302, AUSTIN, MN 55912-2194

Mortgage

Document Number	0000444316
Date	Oct 26, 2023
Instrument	444316

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Bloomfield Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,080.00 (+3.43%) Homeowner's exemption	$470,800 (+2.02%) Land $98,800 Building $372,000	$470,800 (+2.02%) Land $98,800 Building $372,000
2025	$2,978.00 (+41.41%) Homeowner's exemption	$461,500 (+37.72%) Land $98,800 Building $362,700	$461,500 (+37.72%) Land $98,800 Building $362,700
2023		$335,100 Land $85,600 Building $249,500	$335,100 Land $85,600 Building $249,500
2020	$2,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

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