Chesterfield County property record for 12604 Walton Lake Dr, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,761 sqft · built 1997 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $621,000 (May 2026) |
| Tax Bill | $5,664 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 735-69-94-98-800-000 |
| Primary APN | 735-69-94-98-800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,761 sqft Finished Area |
| 1st Floor Area | 1,044 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 603 sqft |
| Patio Area | 601 sqft |
| Balcony Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 384472001 |
|---|---|
| Street Address | 12604 WALTON LAKE DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | WALTON LAKE SEC D 000-024 |
| Legal Subdivision | WALTON LAKE |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 100930 |
12604 Walton Lake Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12604 WALTON LAKE DR, MIDLOTHIAN, VA 23114-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC |
| May 14, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Nov 14, 2016 · Amount on File |
| Deed Document Number | 202617388 |
| Deed Book / Page | 15248 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12604 WALTON LAKE DR, MIDLOTHIAN, VA 23114-7135 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013375-625 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 13375/625 |
| Instrument | 2021026329 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12604 WALTON LAKE DR, MIDLOTHIAN, VA 23114-7135 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013888-750 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 13888/750 |
| Instrument | 2022012479 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 14, 2026 |
| Property Address | 12604 WALTON LAKE DR, MIDLOTHIAN, VA 23114-7135 |
| Document Number | 0000017388 |
| Book / Page | 15248 / 343 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.17388 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,721.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12604 WALTON LAKE DR, MIDLOTHIAN, VA 23114-7135 |
| Document Number | 0000017389, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026..17389 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 12604 Walton Lake Dr was $5,664, up 1.6% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,664.00 (+1.6%) | $633,700 (+1.6%) Land $93,000 Building $540,700 | $633,700 (+1.6%) Land $93,000 Building $540,700 |
| 2025 | $5,575.00 | $623,700 Land $83,000 Building $540,700 | $623,700 Land $83,000 Building $540,700 |
| 2023 | $4,789.00 | $523,600 Land $76,000 Building $447,600 | $523,600 Land $76,000 Building $447,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12604 Walton Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12604 Walton Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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