12604 Star Acres Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 12604 Star Acres Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1972
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Feb 2019)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596-210-43-00`

Property Details

APN / Parcel Number

Primary APN	`596-210-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,942 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12604 STAR ACRES LN
City	SPRING VALLEY
State	CA
Zip	91978-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 DOC108241REC70 IN TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2009
Census Tract	21305

Owner

12604 Star Acres Ln is owned and occupied by two individuals who bought it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12604 STAR ACRES LN, SPRING VALLEY, CA 91978-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 5, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Aug 10, 2011 · Amount on File
Deed Document Number	201940849
Prior Transfer Date	May 19, 2016
Prior Transfer Doc	0000250322
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12604 STAR ACRES LN, SPRING VALLEY, CA 91978-2314
Document Number	0000534920
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12604 STAR ACRES LN SPRING VALLEY CA 919782314, SPRING VALLEY, CA 91978-2314

Mortgage

Document Number	0000534920
Date	Nov 19, 2019
Instrument	534920

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2019
Property Address	12604 STAR ACRES LN, SPRING VALLEY, CA 91978-2314
Document Number	0000040849
Map Reference	MAP 1508
Instrument Date	Jan 16, 2019
Instrument	2019-0040849
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12604 STAR ACRES LN, SPRING VALLEY, CA 91978-2314

Mortgage

Document Number	0000040850
Date	Feb 5, 2019
Instrument	2019-0040850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12604 Star Acres Ln was $7,136 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,661 (+2%) Land $218,882 Building $405,779
2025	$7,136.00 Homeowner's exemption	$612,414 Land $214,591 Building $397,823
2023	$6,992.00 (+1.61%) Homeowner's exemption	$588,635 Land $206,259 Building $382,376
2022	$6,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12604 Star Acres Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12604 Star Acres Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

Nearby Properties on Star Acres Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures