12604 Prestonfield Dr, Chester, VA 23836 Property Records

Chesterfield County property record for 12604 Prestonfield Dr, Chester, VA 23836

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,496 sqft · built 2020
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on Record
Last Sale	$333,000 (Apr 2026)
Tax Bill	$2,703 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`817-65-51-18-800-000`

Property Details

APN / Parcel Number

Primary APN	`817-65-51-18-800-000`
Alternative APN	`415606001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,309 sqft (0.053 acres)
View / Lot	Cul-de-sac
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	415606001
Street Address	12604 PRESTONFIELD DR
City	CHESTER
State	VA
Zip	23836-5856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH - RES,
Legal Description	RIVERS BEND TWNHM AMD SEC 1 17
Legal Subdivision	RIVERS BEND TOWNHOMES
Legal Lot Number	17
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2008
Census Tract	100403

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12604 PRESTONFIELD DR, CHESTER, VA 23836-5856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jul 17, 2020	Grant Deed, Subdivision Related Transfer NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202612629
Deed Book / Page	15211 / 795
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 13, 2026
Property Address	12604 PRESTONFIELD DR, CHESTER, VA 23836-5856
Document Number	0000012629
Book / Page	15211 / 795
Instrument Date	Mar 18, 2026
Instrument	2026.12629
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST SETTLEMENT SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,633.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12604 PRESTONFIELD DR, CHESTER, VA 23836-5856

Mortgage

Document Number	0000012630,
Date	Apr 13, 2026
Book Page	15211/799
Instrument	2026.12630

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12604 PRESTONFIELD DR, CHESTER, VA 23836-5856
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13590-805
Date	Aug 24, 2021
Book Page	13590/805
Instrument	2021054803

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 17, 2020
Property Address	12604 PRESTONFIELD DR, CHESTER, VA 23836-5856
Document Number	12851642
Book / Page	012851 / 000642
Instrument Date	Jul 8, 2020
Instrument	34439
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12604 PRESTONFIELD DR CHESTER VA 238365856, CHESTER, VA 23836-5856

Mortgage

Document Number	12851645
Date	Jul 17, 2020
Book Page	012851/000645
Instrument	34440

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,703.00 (+3.13%)	$302,900 (+3.13%) Land $73,000 Building $229,900	$302,900 (+3.13%) Land $73,000 Building $229,900
2025	$2,621.00 (+10.54%)	$293,700 (+13.05%) Land $70,000 Building $223,700	$293,700 (+13.05%) Land $70,000 Building $223,700
2023	$2,371.00	$259,800 Land $63,000 Building $196,800	$259,800 Land $63,000 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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