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12604 Kirby Smith Rd, Orlando, FL 32832 Property Records

Orange County property record for 12604 Kirby Smith Rd, Orlando, FL 32832

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 2003
Lot Size2.01 acres (87,733 sqft)
Owner2 Individual Names on File
Tax Bill$3,089 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20-24-31-0000-00-078

Property Details

APN / Parcel Number

Primary APN20-24-31-0000-00-078
Alternative APNs
  • 312420000000078
  • 649822
  • 656664
  • 662441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area1,620 sqft
1st Floor Area1,611 sqft
FlooringCarpet
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,733 sqft (2.01 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Storage Building672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12604 KIRBY SMITH RD
CityORLANDO
StateFL
Zip32832-6121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionCOMM NE COR OF SE1/4 RUN S 669.17 FT TO POB TH CONT S 20 FT W 908.19 FT S 167.41 FT N 86 DEG W 308.05 FT N 218.47 FT E 3 07.55 FT S 49.16 FT E 908.19 FT TO POB (LESS E 30 FT FOR R/W
Legal Range31E
Legal Township24S
Legal Section20
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Lot Number78
JurisdictionORANGE FL
Township / Civil DivisionEAST ORANGE
Census Block Group2
Census Block2009
Census Tract16736

Owner

12604 Kirby Smith Rd is owned and occupied by two individuals.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address12604 KIRBY SMITH RD, ORLANDO, FL 32832-6121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12604 KIRBY SMITH RD, ORLANDO, FL 32832-6121
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12604 KIRBY SMITH RD, ORLANDO, FL 32832-6121

Mortgage

Document Number0000119166
DateFeb 21, 2022
Instrument20220119166
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12604 Kirby Smith Rd was $3,089, up 6.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,703 (+2.7%)$566,980 (-0.74%) Land $300,000 Building $266,980
2025$3,089.00 (+6.37%) Homeowner's exemption$207,111$571,210 Land $300,000 Building $271,210
2024$2,904.00 (+7.36%)
2023$2,705.00 (+4.28%) Homeowner's exemption$195,412 (+3%)$480,209 (+8.28%) Land $240,000 Building $240,209
2022$2,594.00 Homeowner's exemption$189,720$443,490 Land $240,000 Building $203,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12604 Kirby Smith Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12604 Kirby Smith Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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