12604 Gould Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12604 Gould Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,360 sqft · built 1950
Lot Size	0.161 acres (7,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Aug 2013)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-01196396`

Property Details

APN / Parcel Number

Primary APN	`13-01196396`
Alternative APN	`01196396`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	910 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,012 sqft (0.161 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	204 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01196396
Street Address	12604 GOULD RD
City	SILVER SPRING
State	MD
Zip	20906-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	10
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2011
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12604 GOULD RD, SILVER SPRING, MD 20906-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jun 4, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2013 · Amount on Record
Deed Sale	Aug 7, 2013 · Amount on Record
Deed Book / Page	47413 / 468
Last Transfer Date	Jun 15, 2016
Transfer Doc	0524300415
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12604 GOULD RD, SILVER SPRING, MD 20906-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590510120
Date	Feb 13, 2020
Book Page	59051/120

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	12604 GOULD RD, SILVER SPRING, MD 20906-3824
Document Number	0564050219
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12604 GOULD RD SILVER SPRING MD 209063824, SILVER SPRING, MD 20906-3824

Mortgage

Document Number	0564050219
Date	Aug 2, 2018
Book Page	056405/000219

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,467 (+1.87%)	$364,400 (+5.62%) Land $175,000 Building $189,400
2025	$4,790.00 (+5.32%)	$345,000 (+8.42%) Land $175,000 Building $170,000	$345,000 (-) Land $175,000 Building $170,000
2024	$4,548.00 (+36.82%)
2023		$318,200	$345,000 Land $175,000 Building $170,000
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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