12604 Eagle Ridge Rd, Henrico, VA 23233 Property Records

Henrico County property record for 12604 Eagle Ridge Rd, Henrico, VA 23233

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,412 sqft · built 1988
Lot Size0.426 acres (18,564 sqft)
OwnerIndividual Name on File
Last Sale$218,500 (Jun 2002)
Tax Bill$4,433 (2026)
Deeds & MortgagesFeb 2022 Refinance
Nov 2019 Mortgage
Flood ZoneZone AE (high risk)
APN734-752-5225

Property Details

APN / Parcel Number

Primary APN734-752-5225
Alternative APN
  • SP0363003

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,412 sqft Living Area
Gross Area3,502 sqft
1st Floor Area1,236 sqft
AtticAttic
Attic Area588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area18,564 sqft (0.426 acres)
Lot Dimensions149 ft deep x 73 ft wide

Exterior Amenities

Deck Area412 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account NumberSP0363003
Street Address12604 EAGLE RIDGE RD
CityHENRICO
StateVA
Zip23233-6974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3AC
Legal Description0066120000A 0012; BENNINGTON RIDGE SC A BL A LT 12 68 A1 25
Legal SubdivisionBENNINGTON RIDGE
Legal Lot Number12,68
JurisdictionHENRICO VA
Township / Civil DivisionTUCKAHOE
Census Block Group2
Census Block2008
Census Tract200122

Owner

12604 Eagle Ridge Rd is owned and occupied by an individual who bought it in June 2002.

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12604 EAGLE RIDGE RD, HENRICO, VA 23233-6974
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NATIONAL ASSOCIATION
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2002 · Amount on File
Deed SaleJun 27, 2002 · Amount on File
Prior SaleDec 22, 1999 · Amount on File
Deed Book / Page3270 / 2411
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address12604 EAGLE RIDGE RD, HENRICO, VA 23233-6974
Transaction TypeMortgage
Record UpdatedMar 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063422028
DateFeb 24, 2022
Book Page6342/2028
Instrument202200007124
Lender
NameUS BANK NATIONAL ASSOCIATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term177 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address12604 EAGLE RIDGE RD, HENRICO, VA 23233-6974
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005920816
DateNov 15, 2019
Book Page5920/816
Instrument201900036681
Lender
NameUS BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueSep 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12604 Eagle Ridge Rd was $4,433.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,433.00$534,100 (+5.6%) Land $135,000 Building $399,100$534,100 (+5.6%) Land $135,000 Building $399,100
2025$505,800 Land $125,000 Building $380,800$505,800 Land $125,000 Building $380,800
2023$4,016.00$472,500 Land $110,000 Building $362,500$472,500 Land $110,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12604 Eagle Ridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12604 Eagle Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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