12604 E Bowen St, Independence, MO 64055 Property Records

Jackson County property record for 12604 E Bowen St, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,716 sqft · built 1955
Lot Size0.226 acres (9,831 sqft)
Owner2 Individual Names on Record
Last Sale$98,500 (May 2016)
Tax Bill$1,903 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-940-11-08

Property Details

APN / Parcel Number

Primary APN26-940-11-08
Alternative APNs
  • 26-940-11-08-00-0-00-000
  • 26940110800000001
  • 786882

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area2,106 sqft
1st Floor Area858 sqft
Basement Area858 sqft
Finished Basement858 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,831 sqft (0.226 acres)
Lot Dimensions130 ft deep x 74 ft wide
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number786882
Street Address12604 E BOWEN ST
CityINDEPENDENCE
StateMO
Zip64055-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANTA FE ACRES LOT 16
Legal SubdivisionSANTA FE ACRES
Legal Block2
Legal Lot Number16
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2020
Census Tract12200

Owner

Source: Jackson County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12604 E BOWEN ST, INDEPENDENCE, MO 64055-2408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2016 · Amount on Record
Deed SaleMay 18, 2016 · Amount on Record
Deed Document Number2016E43674
Prior Transfer DateMay 13, 2016
Prior Transfer Doc00E0043674
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Recording DateSep 14, 2026
Property Address12604 E BOWEN ST, INDEPENDENCE, MO 64055-2408
Document Number0000068980
Instrument DateJul 9, 2026
Instrument202668980
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12604 E BOWEN ST, INDEPENDENCE, MO 64055-2408

Mortgage

Document Number0000068980,
DateSep 14, 2026
Instrument202668980
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 5, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,634 (-) Land $4,140 Building $22,494$140,180 (-)
2025$1,903.00 (-17.12%)$26,634 (-19.64%) Land $4,140 Building $22,494$140,180 (-19.64%)
2024$2,296.00 (+2.32%)
2023$2,244.00$33,145 Land $3,207 Building $29,938$174,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1982–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Wisper ISP.

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