12604 Belcara Pl, Austin, TX 78732 Property Records

Travis County property record for 12604 Belcara Pl, Austin, TX 78732

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,682 sqft · built 2007
Lot Size0.172 acres (7,491 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jan 2019)
Tax Bill$10,118 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0135530309

Property Details

APN / Parcel Number

Primary APN0135530309
Alternative APNs
  • 01355303090000
  • 730443

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,682 sqft Living Area
Gross Area3,102 sqft
1st Floor Area2,274 sqft
2nd Floor Area408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,491 sqft (0.172 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area621 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number730443
Street Address12604 BELCARA PL
CityAUSTIN
StateTX
Zip78732-2443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 BLK A RIVER DANCE PHS 3
Legal SubdivisionRIVER DANCE PHS 3
Legal BlockA
Legal Lot Number23
JurisdictionTRAVIS TX
Township / Civil DivisionNORTHWEST TRAVIS
Census Block Group1
Census Block1013
Census Tract35100

Owner

12604 Belcara Pl is owned and occupied by two individuals who bought it in January 2019.

Source: Travis County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address12604 BELCARA PL, AUSTIN, TX 78732-2443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 8, 2019Vendor's Lien, Transfer
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2019 · Amount on File
Deed SaleJan 8, 2019 · Amount on File
Prior SaleAug 14, 2014 · Amount on File
Deed Document Number20193017
Prior Transfer DateApr 11, 2014
Prior Transfer Doc0000053350
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address12604 BELCARA PL, AUSTIN, TX 78732-2443
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052620
DateMar 12, 2021
Instrument2021052620
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address12604 BELCARA PL, AUSTIN, TX 78732-2443
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148284
DateSep 25, 2019
Instrument2019148284
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2034

January 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJan 8, 2019
Property Address12604 BELCARA PL, AUSTIN, TX 78732-2443
Document Number0000003017
Map ReferenceDOC 200600133
Instrument DateJan 7, 2019
Instrument2019003017
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12604 BELCARA PL, AUSTIN, TX 78732-2443

Mortgage

Document Number0000003018
DateJan 8, 2019
Instrument2019003018
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12604 Belcara Pl was $10,118 with a homeowner's exemption, down 5.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyTravis County
Unified School DistrictLeander Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,118.00 (-5.26%) Homeowner's exemption$624,209 Land $300,000 Building $324,209$624,209 Land $300,000 Building $324,209
2024$10,680.00
2023$710,613 Land $300,000 Building $410,613$710,613 Land $300,000 Building $410,613
2022$10,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12604 Belcara Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12604 Belcara Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAVIS COUNTY WCID 17
serves 45,165 people · EPA ID TX2270027
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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