12603 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12603 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,115 sqft · built 1953
Lot Size0.255 acres (11,117 sqft)
Owner2 Individual Names on File
Tax Bill$4,358 (2026)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN45222.1956

Property Details

APN / Parcel Number

Primary APN45222.1956

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,115 sqft Living Area
Gross Area2,745 sqft
1st Floor Area2,115 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,117 sqft (0.255 acres)
Lot Dimensions138 ft deep x 80 ft wide
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Patio Area171 sqft
Canopy171 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12603 E 7TH AVE
CitySPOKANE VALLEY
StateWA
Zip99216-0538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionOPP G E BREDE SUB HOME L10 B1
Legal Range44E
Legal Township25N
Legal Section22
Legal SubdivisionOPP G E BREDE SUB
Legal Block1
Legal Lot Number10
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1006
Census Tract12701

Owner

12603 E 7th Ave is owned and occupied by two individuals.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address12603 E 7TH AVE, SPOKANE VALLEY, WA 99216-0538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address12603 E 7TH AVE, SPOKANE VALLEY, WA 99216-0538
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006903571
DateMar 23, 2020
Instrument6903571
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 7, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 12603 E 7th Ave was $4,358, up 3.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane Valley City
Unified School DistrictCentral Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,358.00 (+3.15%)$419,100 Land $120,000 Building $299,100$419,100 Land $120,000 Building $299,100
2025$4,225.00
2024$383,200 (+21%) Land $80,000 Building $303,200$383,200 (+21%) Land $80,000 Building $303,200
2023$3,665.00 (-0.81%)$316,700 Land $70,000 Building $246,700$316,700 Land $70,000 Building $246,700
2022$3,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12603 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12603 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMODERN ELECTRIC WATER CO
private · serves 18,487 people · EPA ID WA5355600
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20

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