12602 Knepper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12602 Knepper Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,187 sqft · built 1997
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$247,900 (Mar 2019)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-014243`

Property Details

APN / Parcel Number

Primary APN	`04-014243`
Alternative APN	`014243`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,187 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	738 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014243
Street Address	12602 KNEPPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4B 1.12 ACRES 12602 KNEPPER ROAD ASHLEY ACRES
Legal Subdivision	ASHLEY ACRES
Legal Lot Number	4B
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1035
Census Tract	10600

Owner

Source: Washington County records · APN 04-014243

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12602 KNEPPER RD, CLEAR SPRING, MD 21722-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 28, 2019	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Book / Page	5944 / 335
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12602 KNEPPER RD, CLEAR SPRING, MD 21722-1438
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066230026
Date	May 14, 2021
Book Page	6623/26

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 28, 2019
Property Address	12602 KNEPPER RD, CLEAR SPRING, MD 21722-1438
Document Number	0059440335
Book / Page	5944 / 0335
Map Reference	FO 3975
Instrument Date	Mar 26, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LINCOLN TITLE & SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12602 KNEPPER RD, CLEAR SPRING, MD 21722-1438
Investor	Possibly a Property Investor

Mortgage

Document Number	0005944341
Date	Mar 28, 2019
Instrument	5944/341

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,900 (+10.11%) Land $76,200 Building $255,700	$331,900 (-) Land $76,200 Building $255,700
2025	$3,181.00 (+27.19%)	$301,433 (+25.34%)	$331,900 (+38%) Land $76,200 Building $255,700
2023	$2,501.00	$240,500 Land $76,200 Building $164,300	$240,500 Land $76,200 Building $164,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014, other causes

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	2,300 / 2,300
Schurz Communications	Cable	1,300 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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