Allegany County property record for 12600 Vale Summit Rd, Eckhart Mines, MD 21528
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 796 sqft · built 1920 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Aug 2026) |
| Tax Bill | $982 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-002015 |
| Primary APN | 17-002015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 796 sqft Total Area |
| Basement Area | 286 sqft |
| Finished Basement | 286 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,000 sqft (0.597 acres) |
| Lot Dimensions | 200 ft deep x 130 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 180 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 002015 |
|---|---|
| Street Address | 12600 VALE SUMMIT RD SW |
| City | FROSTBURG |
| State | MD |
| Zip | 21532-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12600 VALE SUMMIT RD LOT 66 130X200 |
| Legal Lot Number | 66 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 24, ECKHART |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1900 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12600 VALE SUMMIT RD, ECKHART MINES, MD 21528 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE |
| Oct 12, 2022 | Deed of Trust, Mortgage MANUFACTURERS TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Deed Book / Page | 3187 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 20, 2026 |
| Property Address | 12600 VALE SUMMIT RD, ECKHART MINES, MD 21528 |
| Document Number | 3187000422 |
| Book / Page | 3187 / 422 |
| Instrument Date | Jul 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE AND ESCROW COMPANY, FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12600 VALE SUMMIT RD, ECKHART MINES, MD 21528 |
| Document Number | 3187000429, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 3187/429 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12600 VALE SUMMIT RD SW, FROSTBURG, MD 21532-3518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 002822-0348 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2822/348 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,133 (+3.1%) | $99,800 (+9.31%) Land $38,400 Building $61,400 | |
| 2025 | $982.00 (+8.27%) Homeowner's exemption | $91,300 (+8.82%) Land $38,400 Building $52,900 | $91,300 (-) Land $38,400 Building $52,900 |
| 2023 | $907.00 Homeowner's exemption | $83,900 | $91,300 Land $38,400 Building $52,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SkyPacket, Xfinity.
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